Download the app: Earn Points & Get Temporary Insurance Fast
Taxi drivers know that flexibility is part of the job. You might be starting out to see if the trade suits you, or perhaps you’re a seasoned pro picking up extra shifts during the busy Christmas or summer holiday period. Either way, an annual policy isn’t always the best fit.
Temporary taxi insurance is a flexible, no-faff way to get the cover you need without being tied to a 12-month contract.
We know that every penny counts when you’re running a business. With Department for Transport (DfT) statistics showing that there are over 313,000 licensed taxi and private hire vehicles in England alone, it’s clear that more drivers than ever are keeping our communities moving.
The cost of taxi driver insurance depends on several factors, including your age, your location, and your car’s insurance group.
Professional taxi drivers often face much higher car insurance costs due to the increased time spent on the road, with annual taxi premiums often running into the thousands of pounds, depending on your risk profile. Newly licensed drivers or those operating in busy city centres tend to sit at the higher end of that scale.
Choosing a pay-as-you-go taxi insurance model for the time you actually work can be a much more cost-effective solution for part-time or seasonal drivers. It means you aren’t paying for a policy that sits idle when you’re not using your car for work. For an exact price, get a quote.
Sometimes life doesn’t fit into a 12-month window. Short-term taxi insurance is designed for the real-world scenarios that drivers face every day:
We’ve made our taxi car insurance simple so you can stay road-legal and focused on your fares. You can get a quote for some of the best taxi insurance rates in under two minutes, right here or through our app.
Our temporary taxi insurance is built for modern drivers who need high-quality protection without the traditional black box or camera requirements. We work with a panel of A-rated experienced taxi insurers to provide reliable cover for licensed drivers.
Before you get behind the wheel, there are a few important rules to make sure you’re eligible for our temporary taxi cover. We want to keep things straightforward, so here’s exactly what you need to know:
Whilst you can get temporary car insurance for a day, specialist taxi insurance starts from one week (7 days). We offer durations of 7, 14, 21, and 28 days. This allows for the specific licensing requirements from local authorities while still offering massive flexibility compared to a standard annual policy.
Yes. Whether you’re a private hire driver or a hackney carriage driver who can be hailed on the street, we can help. Our policies cover vehicles with up to 7 passengers (8 seats total, including the driver).
Yes, you can. In addition to carrying passengers, our policy allows you to use your vehicle for food and parcel delivery.
Absolutely. Because our temporary policies are separate from any annual cover you might have, a claim on your short-term policy shouldn’t impact the No Claims Bonus on your main car insurance. It’s one of the best ways to keep your long-term premiums low while staying protected on the job.
As soon as your payment is confirmed, your insurance is active from the time you specified. We’ll send your documents straight to your inbox and they’ll be accessible in the GoShorty app immediately. No waiting around – just quick, clear, and confident cover.
Reviewed by Chris Penfold, Director of Underwriting – July 2026
Want to learn more about temporary insurance? Take a look at our blogs and guides below.
