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Pay As You Go (PAYG) Hire and Reward Insurance

1 hour to 4 weeks

Tell us your details: get a quote for hire and reward insurance instantly.

About the van you want to temporarily insure.

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Get quotes, buy online and be on your way in less than 2 minutes!

Pay As You Go (PAYG) Hire and Reward Insurance

1 hour to 4 weeks

Tell us your details: get a quote for hire and reward insurance instantly.

About the van you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant online cover from 1 hour to 28 days, in three quick & easy steps


Fill out our quick online form


Get an online quote & choose your options


Just pay online & you are instantly insured!

Pay As You Go: Flexible Insurance for Couriers

If you work in courier services, or are thinking about getting into it you’ll need a policy which provides cover allowing the carriage of goods for hire and reward, something you should know about. Regular insurance isn’t suitable for courier work, instead, you need a policy that covers you for delivering goods, making it a necessity for anyone who earns money this way.

Our pay as you go hire and reward insurance presents a flexible and fast insurance option that lets you get a quote and be on the road in no time. Our service includes:

  • Comprehensive cover
  • Ranging from 1 hour to 28 days for ultimate flexibility
  • Available for UK/EU drivers aged 21 to 70
  • Maximum van value is £30,000
  • Quotes available in under two minutes

With our easy-to-use application process, you can quickly get a quote and get on the road whenever a job comes in. There’s no need to tie yourself to an expensive and inflexible annual policy.

What is Hire and Reward Insurance?

Hire and reward insurance, also known as courier insurance, is a specific type of insurance made for the delivery of goods. It is essential for delivery drivers to protect them when they have goods on board, allowing them to make drop-offs throughout the day and remain covered if any motor accidents happen during the job.

We provide a flexible version of this insurance, meaning drivers can get themselves covered for the time period they plan on making deliveries in. Hourly hire and reward insurance is available for those quick jobs, or, you can get covered for a full month if needed, it works around you. Due to the flexibility of this service, you won’t be spending on insurance when you don’t need it and you won’t be paying the unnecessary costs that come with annual policies.

How Much Does Hire and Reward Insurance Cost?

Similarly to other insurance policies, hire and reward insurance costs vary depending upon certain criteria, including van model, driver history and profile and the duration of the policy needed. We have our handy van insurance calculator to give you an estimated price, or, our quick quoting process will give you an exact price in under two minutes.

How Does Hire and Reward Van Insurance Work?

Once you’re through the quoting process, a price and policy will be produced for you to get on the road. This insurance will cover you for courier work, protecting your vehicle and others whilst you make drops during the day, so you are legally able to carry goods in your van. With comprehensive cover, you’ll be able to make deliveries with complete peace of mind.

The added advantage of our service is the flexibility it provides drivers. Policies start at one hour and go up to 28 days, meaning you choose a specific time period that suits your needs. This flexibility along with the easy-to-use application process allows you to sort a policy and get on the road in no time whilst avoiding expensive annual policies, perfect for when any last-minute jobs come in.

When trying to secure hire and reward insurance with GoShorty, be sure to select ‘SDP + carriage of goods for hire & reward’ in the Vehicle Usage section, this will make sure you get the right policy for making deliveries.

What Does Our Hire and Reward Insurance Cover?

Our pay as you go hire and reward insurance allows you to safely deliver parcels or packages for payment. This comprehensive insurance will cover you for any damages, liabilities or repairs to your vehicle that may be needed if you take a bump when out on the road, so you can have peace of mind when out on the job.

Due to the fast-paced nature of deliveries, our service allows you to sort insurance quickly in a hassle-free manner, meaning there’s no time wasted and you can get on the road as soon as possible.

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Get Temporary Hire & Reward Insurance by the Hour, Day, Week or Month with GoShorty.

Our temporary hire and reward insurance service provides a great range of policy period options, starting from as little as one hour long for those small jobs. Our efficient, flexible service allows drivers to be insured hourly, daily, weekly or monthly, so you can get covered just for the time you need.

When Does Hire and Reward Insurance Come in Handy?

This pay as you go insurance service allows you to quickly and easily get on the road, even in spontaneous scenarios. Due to the breezy application form, fast quote system and flexibility of policies, you’ll be able to sort suitable insurance in no time and get to work.

This makes it handy for those last-minute shifts that might come in, our service is designed to let you crack on without the need for back-and-forth communication with a provider, so you can focus on the job at hand.

Can I Get Temporary Hire & Reward Van Insurance – Am I Eligible?

This service covers drivers for the carriage of goods for hire and reward use, protecting those transporting goods. To be eligible, vehicles must meet the following criteria.

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at 9am and 2pm every day. During your period of cover, we recommend always having a copy of your Insurance Certificate on hand.


  • Vans allowed up to 3.5 tonnes in weight
  • Maximum value for Vans for Hire and Reward Policies: £30,000
  • Must select Social, Domestic and Pleasure (SDP) and Carriage of Goods for Hire and Reward when selecting the vehicle usage whilst applying for a quote.
  • Not permitted for foreign use
  • Journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras are accepted)
  • Has no more than 5 seats and is not a rental or hire vehicle
  • No vehicle modifications accepted- LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police
  • Not to be used for impounded or seized vehicles
  • Not to be used for any form of motor racing, pacemaking, track days or motor trade usage
  • Not for use at hazardous locations
  • Not to be used to carry hazardous goods
  • No cover under this policy is allowed for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

What You Need to Take Out a Hire & Reward Insurance Policy

To take out a temporary hire and reward insurance policy, drivers should meet the following criteria.

  • Commercial Vehicle – UK/EU driver aged 21 to 70
  • Valid UK driving licence
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for criminal offences or any pending prosecutions

Temporary Hire and Reward Van Insurance FAQs

What does hire and reward insurance mean?

Our hire and reward insurance covers your vehicle for couriering services. This insurance is needed for making deliveries, as it protects vehicles carrying goods, allowing drivers to safely carry out their work.

What does hire and reward insurance allow me to do?

This type of insurance allows drivers to transport goods, including packages, food and parcels (note that it’s the actual carrying of goods that is covered – the goods themselves are not insured). If you are looking to get into couriering services, it is necessary for you to have this insurance.

Does it take time to arrange hire and reward insurance?

With GoShorty’s quick quote system, you can arrange hire and reward insurance on a pay as you go basis within minutes, meaning you don’t have to waste time arranging the policy and can get to work quickly.

Discover the Latest News about Temporary Van Insurance

Want to learn more about short-term cover? Discover if you’re eligible and take a look at our blogs to see if temporary van insurance is right for you.