How Does Insurance For Learner Drivers On A Parent’s Car Work?
After reading all of the benefits that learner insurance can offer if your child ends up learning in your car, you might be wondering how exactly this service works.
Learner driver insurance works alongside your current car insurance policy, so it will not affect the cost of your premiums or your no-claims bonus. You will, therefore, effectively have two different types of cover on the same car.
You can take out a learner driver insurance policy at an hourly, weekly, or even monthly rate, depending on how long you want your policy to last and how long you want your child to be covered.
Your child’s learner driver insurance will also expire once they have passed their driving test, but they will have a grace period of around 3 hours to be able to get home safely.
The other rules include the fact that an existing car insurance policy must already cover the car you decide to insure, the car must not cost less than £500 or more than £25,000, must at least be 10 years old, and the vehicle must not have more than 5 seats.
If you meet all of these criteria, you will be able to get learner driver insurance for your vehicle, allowing your child to practice in your car without any hassles.