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Learning to drive can be as challenging as it is exciting, necessitating plenty of practice. In addition to lesson time with an instructor, the DVSA advises spending time driving another car to finesse your skills. All of this means that learning often comes with a hefty price tag – both for lessons and the associated learner insurance needed for extra driving practice.

Fortunately, there are options available to ease the financial burden – whether you’re looking to cover yourself, or if you’re a parent wondering how much it might cost to add a learner driver to your insurance policy. 

The common scenario of parents looking to insure their child on the family car for practice sessions presents two main options. The first option is to add the learner driver to an existing annual insurance policy, and the second is to consider temporary learner driver insurance, where you can insure a car temporarily for the duration of a practice session.

What is the Best Learner Driver Insurance?

There are a few options when looking at the best options for insuring a learner driver.

Black Box insurance 

This is a good option if you have your own car while you’re learning, but it will add an additional cost to the overall process. If you pass your test, you’ll need to update your policy and might be liable for a cancellation fee, too.

Adding a learner driver to your existing policy

This might seem like a convenient choice, but it’s essential to consider the costs involved – as provisional drivers are regarded as higher risk by insurers – and how often the practice will take place. You don’t want to pay an additional premium to add a learner driver to the insurance policy, only for the car to be used a handful of times!

Depending upon your existing policy, you might also face losing your no claims bonus if a provisional driver is behind the wheel.

Temporary learner driver insurance

This offers a flexible and much more cost-effective solution. With temporary cover, you only pay for the times when the learner will actually be driving the car, making it an excellent choice for occasional practice sessions. Temporary learner driver insurance also provides the added benefit of protecting your no claims bonus, while keeping ongoing costs significantly lower than other options. 

Whichever solution you opt for, it’s worth comparing prices and using a cost calculator to work out which option gives you the best bang for your buck.

 How Much Does it Cost to Insure a Learner Driver?

Adding a learner driver to your annual insurance policy can result in significant expenditure, and ultimately affect your own policy. Opting for temporary learner driver insurance with GoShorty can save you a considerable amount of money and provide the peace of mind that you won’t lose your no claims bonus.

Let’s take a closer look at our pricing options:

Daily Learner Driver Insurance

For an extended session, or if out and about for the whole day – daily learner driver insurance typically costs around £29. This option is ideal if your learner driver needs extended practice periods.

Monthly Learner Driver Insurance

For the regular, fastidious learner, monthly coverage could provide a great, cost-effective option. With prices averaging around £58 per month, it provides comprehensive coverage for regular practice sessions.

Remember, ensuring that your learner driver is adequately protected while practising is crucial for their safety – and your peace of mind! With the right insurance solution, you can make the learning journey more affordable and enjoyable for each of you. 

Opting for temporary learner car insurance will save you money, provide full coverage and empower the learner in your life to confidently begin their driving journey, with GoShorty. 

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