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If you’re looking to jump into the delivery world or take on a few extra shifts to boost your income, you’ll need the right cover to stay legal on the road. Standard temporary car insurance doesn’t cover “Hire and Reward” work, which is where our temporary courier car insurance comes in. Whether you’re delivering parcels or food, our flexible policies help you get moving without the commitment of a long-term contract.
Yes, you do. Most personal car insurance policies specifically exclude commercial deliveries. If you’re caught using your vehicle for courier work without the correct car courier insurance, your policy could be invalidated, and you could face fines or points on your licence.
Many drivers pick up delivery work as a side hustle. To stay on the right side of the law while you work, you need a policy that includes Hire and Reward cover. Standard car insurance with ‘business use’ does not cover use of the vehicle for hire and reward purposes. Courier car insurance is designed for exactly this purpose, protecting you while you’re on the clock.
Not everyone wants to sign up for a year-long commercial policy, especially if they’re only working a few hours a week or doing seasonal shifts. That’s why pay-as-you-go courier cover / fast food car delivery insurance is such a popular choice for modern drivers.
It offers the ultimate flexibility:
When you’re starting a new delivery role, you want to keep your overheads low. To get the best courier car insurance quote, you just need a few basic details about yourself and your vehicle. Unlike traditional annual policies, which can be expensive for new drivers, courier insurance for cars on a short-term basis is often more cost-effective for those testing the waters.
We aim to provide the best car courier insurance by making the process as fuss-free as possible. You won’t have to spend hours on the phone or wait days for paperwork to arrive. Everything is handled online, and you’ll get your documents via email as soon as you’re covered. For an exact price, get a quote.

Every courier has a different schedule. Some people work every day, while others only log on when things get busy. We provide various durations to suit your needs:

We’re experts in temporary cover, and we understand that delivery drivers need speed and reliability. Whether you’re looking for temporary courier van insurance or car insurance for courier drivers, we’ve got you covered.
Our policies are designed to be clear and straightforward. We don’t use confusing legal jargon, and we’re always here to help if you have questions about how your cover works. We’re proud to offer some of the best courier insurance options in the UK.
No – standard social, domestic, and pleasure policies don’t cover you for delivering goods in exchange for money. You must have a specific Hire and Reward or courier policy in place.
Very quickly. Most of our customers can get a quote and buy their policy in under two minutes. Once payment is confirmed, your cover starts immediately (or at your chosen time), and your details are updated on the Navigate database (formerly the MID). We’ll send your documents straight to your inbox and they’ll be accessible in the GoShorty app immediately, too.
While age requirements can vary, most temporary policies are available to drivers between the ages of 26 and 65, provided you’ve held a full UK driving licence for at least six months.
Reviewed by Chris Penfold, Director of Underwriting – May 2026
Want to learn more about temporary insurance? Take a look at our blogs and guides below.