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Planning a summer road trip? You’re not alone, 68% of Brits are planning a road trip this year. But with holiday budgets tighter than ever, the big summer getaway doesn’t always come cheap.

According to the latest YouGov UK Summer Travel survey, the cost of living remains the biggest pressure on our holiday plans, with 42% of UK adults feeling the squeeze. It’s no wonder so many of us are looking for clever ways to keep costs down on the road.

The good news is that you don’t have to cut your trip short to save some cash. From minor tweaks to your driving habits to using flexible temporary car insurance and temporary campervan insurance, we’ve rounded up the best ways to keep your summer journey cheap, safe, and stress-free.

1. Drive More Efficiently to Save on Fuel

It sounds simple, but how you handle your car has a massive impact on how often you need to visit the pumps. Sharp acceleration, heavy braking, and staying in a low gear for too long will burn through your fuel much faster than necessary.

A recent survey by the Money and Pensions Service reveals that three-fifths (60%) of UK drivers are concerned about the cost of fuel, with nearly a fifth having to cut back on driving or everyday household spending just to fill up.

Anticipate the road ahead so you can ease off the throttle early instead of slamming on the brakes. Keeping your revs low is one of the easiest ways to stretch your fuel tank further, giving you more cash to spend when you actually reach your destination.

2. Keep Your Car in Top Condition

Neglecting your car’s basic maintenance doesn’t just impact safety; it directly hurts your fuel economy. Before you pack up and set off, it’s always worth carrying out a few quick vehicle checks.

Make sure your tyres are inflated to the manufacturer’s recommended pressure. Under-inflated tyres create more rolling resistance, which means your engine has to work harder and use more fuel.

You should also check that all your lights are working properly. Driving with a broken bulb can lead to expensive driving fines and penalty points, which is a sure-fire way to ruin a holiday budget.

If you’re borrowing a vehicle for the trip, make sure it’s completely roadworthy before setting off. It’s also vital to ensure you are legally covered to drive it.

Don’t assume your annual policy’s comprehensive ‘driving other cars’ cover has you sorted. This type of cover is often only third-party, or it might not even be active on your policy at all. Getting caught out could lead to a prosecution for driving without insurance, so it’s always best to secure dedicated temporary cover when you need to get insured on someone else’s car.

3. Pack Light and Ditch the Roof Box

The heavier your vehicle, the more fuel it needs to move. It’s easy to overpack for a staycation, but carrying unnecessary weight in the boot or using a heavy roof box will seriously drag down your miles per gallon.

If you don’t need a roof box or a cycle rack for your trip, take them off. They create aerodynamic drag, forcing your engine to burn extra fuel just to cut through the air. Clear out any clutter from your boot and only pack the essentials to keep your vehicle as light and efficient as possible.

4. Find the Best Fuel Stops and Charging Points

Fuel prices can fluctuate wildly depending on where you choose to fill up. Motorway service stations are notoriously expensive, so it pays to plan your fuel stops in advance.

Try to target supermarket fuel stations, which are usually much cheaper. You can use free apps like PetrolPrices or Waze to compare prices along your route and locate the cheapest forecourts nearby.

If you’re taking an electric vehicle, tools like Zap-Map are brilliant for planning your charging stops. This helps you avoid high peak-rate charges at busy motorway hubs.

5. Share the Ride and Split the Cost

If you’re plotting out an iconic route from our ultimate road trip guide or ticking off a classic destination from your UK travel bucket list, travelling with friends is a fantastic way to split the bills.

Sharing the driving is also much safer on long journeys, but it often brings up a common question: can someone else drive my car?

Yes, they can, but you shouldn’t have to pay expensive admin fees or raise your annual premium to add them to your policy. Instead, your friend can quickly get insured with a temporary policy.

Using our temporary insurance app or our website, you can set up comprehensive temporary cover in under two minutes, with options ranging from an hour to 28 days. It’s the perfect, stress-free solution for sharing the wheel when you’re travelling by car to festivals or heading off to try out a new staycation location.

6. Pitch Up with Temporary Motorhome Insurance

If you want the ultimate outdoor adventure, exploring the UK in a campervan or motorhome is hard to beat.
Data from Campstar’s rental index shows that domestic campervan rental costs in the UK have become much more competitive, dropping by 11.8% and making a motorhome escape highly accessible.

According to the Sykes Holiday Cottages Staycation Index 2026, nearly two-thirds (64%) of UK travellers are planning a multi-stay holiday this year. Because a road trip is all about visiting multiple locations in a single getaway, hitting the open road with your own set of wheels, which doubles as your accommodation, gives you the ultimate freedom to explore at your own pace.

If you’re borrowing a relative’s motorhome, sharing the driving duties on a hired camper, or even renting out your motorhome to make some extra cash, you need the right insurance in place.

With our flexible temporary motorhome insurance, you can get comprehensive cover for your adventure without any long-term commitment. It protects the vehicle owner’s no-claims bonus, letting you share the driving and focus entirely on the open road.

7. Heading Overseas? Check Your European Cover

If your summer road trip is taking you across the English Channel, make sure your insurance remains valid while driving on the Continent.

Luckily, our temporary car and motorhome policies all double up as temporary European insurance, as long as your journey starts and ends in the UK. You only pay for the exact days you’re away, making it an incredibly cost-effective option for cross-border trips.

Enjoy a Road Trip Without the High Costs

A great summer road trip doesn’t have to drain your bank account. By driving a little more efficiently, keeping your vehicle in top shape, and choosing flexible insurance options, you can enjoy the freedom of the road without the heavy financial hangover.

Whether you’re borrowing a friend’s car for a weekend away or hiring a campervan to explore the coast, temporary insurance keeps things simple. Get a quote in under two minutes and enjoy flexible, reliable cover that lets you travel your way.

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