If you’ve been in an accident, or your car is going to take a while to get repaired, your annual car insurance provider or garage can provide you with a courtesy car – usually a similar-sized vehicle to your own.
This will allow you to continue your day-to-day life whilst your own vehicle is in for repair, or until your insurance provider settles any outstanding issues.
However, you’re not always guaranteed a courtesy car. Courtesy cars are usually only provided if you paid for the service when taking out the policy, or you’re lucky enough that your insurance provider includes a courtesy car as standard. Even if they do provide you with a courtesy car, you won’t always be granted the same level of insurance as your annual car insurance policy.
If your courtesy car doesn’t come with insurance or includes a lower level of insurance than you’d like, your first instinct might be to add the replacement vehicle to your existing annual policy. However, this often comes with costly admin fees and can significantly impact your car insurance premiums.
The easiest and most affordable choice is temporary insurance. This provides a flexible option that won’t result in you paying over the odds for insurance on a replacement vehicle.
You’ll receive fully comprehensive cover when you purchase courtesy car cover from GoShorty. You’ll also receive:
There are some instances where you won’t be able to take out courtesy car insurance:
If your replacement vehicle doesn’t come with comprehensive cover as standard, you’ll probably want to take out a comprehensive courtesy car insurance policy.
But why choose GoShorty?
Fast to arrange: You’ll likely need short-term cover in an instant when provided with a courtesy car. And you can get just that from GoShorty. Take out courtesy car insurance in a matter of minutes online today to help get you back on the road.
Protect your No Claims Bonus: If you’ve been provided with a courtesy car and insurance, you might need to add an additional driver for a short period. The easiest solution is to take out temporary car insurance with GoShorty. This provides you with flexible cover for however long you require. And even better, your no-claims bonus is protected with this standalone policy.
Fully flexible: When you receive your courtesy car, you probably won’t know how long you’ll need cover.
It’s likely you’ll probably only need the courtesy car for a short time, so why waste money on admin fees for adding and removing the vehicle from your existing policy?
That’s why short-term car insurance is the best solution. Take out a flexible, temporary courtesy car insurance policy from GoShorty for however long you require. If you need to extend your policy, you can do this within minutes on our website.
Fully-comprehensive car insurance: When you receive a courtesy car, it’s not always guaranteed to come with the highest level of cover – or any at all.
With temporary courtesy car insurance from GoShorty, you can relax, knowing you have the highest possible cover with fully-comprehensive car insurance.
This means you’ll be covered for any damage to the courtesy car, someone else’s car and any injuries sustained in an accident – regardless of who’s at fault. You’ll also be covered for fire and theft.
Low excess: If you do need to make a claim, you’ll only be required to pay a low excess.
There are also some instances where you won’t be permitted to take out courtesy car cover from GoShorty. The following driver requirements are in place:
If you’ve had an accident and need to claim, you’ll need to contact your insurance provider. If you’ve taken out insurance with GoShorty, check your policy documents to find out which of the insurance providers you’re with.
Once you know which insurance provider you’re under, call the appropriate number:
KGM Underwriting:
First Underwriting Ltd:
LV:
Mulsanne:
Ageas:
Or for customer services and general enquiries, call:
0333 433 0001 (local rate number)
Yes, you can! It’s quick and easy to get temporary car insurance on a courtesy car with GoShorty. Get a quote today for flexible cover for your courtesy car within minutes.
The cost of taking out courtesy car cover will depend on the vehicle, your driving history and many other factors. It’s quick and easy to get a quote for courtesy car cover with GoShorty: simply enter the registration number and a few details about yourself to determine how much it will cost.
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