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Daily Car Insurance

1 hour to 4 weeks

Get a quote for 1 day car insurance instantly.

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Get quotes, buy online and be on your way in less than 2 minutes!

Daily Car Insurance

1 hour to 4 weeks

Tell us your details: get a quote for 1 day car insurance instantly.

About the car you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant online cover from 1 hour to 28 days, in three quick & easy steps

1

Fill out our quick online form

2

Get an online quote & choose your options

3

Just pay online & you are instantly insured!

1-day Car Insurance for True Short Term Cover


Trust the temporary car insurance experts and purchase your daily car insurance from us today. Get a quote in under two minutes with our handy tool and you can be on your way in no time.

Day insurance is perfect if you just need to use a car for a day or even a couple of days! You can take out car insurance just for the days you are driving it, ensuring you are comprehensively covered for the time you need. If you are just borrowing someone’s car for the odd day you can also be rest assured that by choosing a daily insurance policy, you will be protecting their no claims discount too.

Drive for up to 24 hours at a time with a daily car insurance policy of your own. You’ll have your daily insurance policy documents delivered right to your inbox as soon as you’re approved. No waiting around needed! And our quick and easy quoting process means you can get cover in under two minutes, 24 hours a day, seven days a week, all online – no need for time consuming phone calls.

What You Can Expect From A One Day Insurance Policy

  • Fully comprehensive cover
  • 1 hour to 28 days flexible cover
  • Low Excess
  • Drivers aged 18 to 75
  • Maximum car value is £65,000
  • Protect the car owner’s No Claims Discount

Daily Car Insurance Criteria

  • Drivers with a full licence aged 18 to 75
  • Maximum car value is £65,000
  • Minimum car value of £1
  • Driver must have a current permanent address in the UK
  • Driver must not have had a driving ban in the last 60 months

You can find more details of who we cover, to check before you get a quote. But our broad acceptance criteria means you will find it easy to get cover with us.

What is Day Insurance?

Daily car insurance is a great way to get insurance cover on a car for a short period of time. Whether that is your own vehicle you don’t use often, your partner’s car or a family member’s car. You may need one day car insurance so you can drive another’s car in a variety of circumstances such as moving house or on a road trip where there’s only one car but multiple drivers.

One day car insurance allows a car to be shared without the need for adding someone to an annual policy, which can be very costly. If you only need to borrow a car or share a car ride for a couple of days, daily insurance is the obvious answer. Plus, taking out a daily insurance policy means the car owners’ no claims discount will be protected in the case of an accident.

With GoShorty, you can get someone insured for as little as 1 hour with our hourly car insurance or up to a full 24 hours with our one day car insurance. This makes insurance incredibly affordable as you only pay for the time you need to be covered.
When you fill in our one day insurance quote form, you’ll be given the best quote available, and you’ll be insured to drive in a matter of minutes. Start saving money on your car insurance now.


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How Much Does Day Insurance Cost?

The cost of a daily car insurance policy is specific to the person being insured. Insurers take into account certain criteria to devise the price they quote you for a policy. The cost of a daily policy varies from person to person depending on age, location, driving history and the car you are covering.

However it is certain that taking out daily insurance to use a car infrequently will save you plenty of money compared to using or being added to an annual policy. The average cost of daily car insurance for just one day is £20.44, though this will be different to what you specifically will be quoted after filling out the application form.


How Does 1 Day Car Insurance Work?

One day car insurance works by providing you with fully comprehensive cover for the 24 hour period you specify in the insurance application process.

The temporary policy is separate to whatever annual policy also runs on the vehicle you are insuring. This means using a daily policy if you are borrowing a car, protects the car owners no claims discount on their own insurance.


What you need to Take Out a Daily Car Insurance Policy

To take out a daily car insurance  policy you will need to have permission from the car owner if you are borrowing a vehicle and to go through our quoting process. The quote form is quick and easy and can be completed with a quote returned to you in under two minutes. 

The information you will need for a complete quote includes:

  • Vehicle Details – The registration of the car you are looking to insure. 
  • Policy Duration – The amount of time you require cover for (from 1 hour to 28 days)
  • Your Personal Information – Including your full name, DoB and permanent address.
  • Licence Details – Including licence number, type of licence and how long you have held it.

What are the uses of Daily Car Insurance?

Not sure whether daily insurance cover is right for you? You’ll find that daily insurance cover is perfect for anyone who just needs to be insured on a car for very short trips. Insurance for a day is ideal for:


Car Sharing: Especially if you’re going on a long journey and want to share the driving load with a friend or family member.


Learner Driver Practise: Getting in the extra hours outside a lesson without breaking the bank can be crucial to a speedy pass. You will require temporary learner insurance for this, not a regular car insurance policy –  unless you are the one supervising the practice.


Test Driving Multiple Cars: When you’re buying a car second hand and having private test drives, it’s a great way to get behind the wheel without the risk of not being covered. Hourly car insurance could also be great for this.


Emergencies: Need to be somewhere quickly, but you’re not insured on someone’s car? Daily insurance could be just the ticket.


Borrowing a Car: Need to run one short errand? Daily insurance is ideal for short term use. Rather than adding someone to an annual policy (costly!!), add an additional driver by getting them a temporary policy and be on your way!


Driving A New Car Home: Once you’ve bought a new car you need to insure it, however you might not have an annual policy lined up. Daily insurance, or driveaway insurance, will allow you to drive away in your new car without issue, and keep you covered for the rest of the day.

Can I Get One Day Car Insurance – Am I Eligible?

Yes, you can insure a car by the day, but not everyone will be eligible for short term car insurance.

You’ll need a valid UK driving licence, the vehicle owner’s permission, and a few other things to qualify for daily insurance cover. We’ve broken it down here:

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

Vehicles:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £65,000
  • Maximum value Vans: £65,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted – unless driving in the EU and the insured journey starts and ends in the UK.
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 7 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

Drivers:

  • Private Car – driver aged 18 to 75
  • Commercial Vehicle – driver aged 19 to 75
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • You must hold a UK licence (issued by DVLA or DVA) or an EU EEA driver’s licence
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending

Get Daily Car Insurance for Two Days, Three Days or the Weekend

Daily Car Insurance FAQs

Can you get insured on a car for one day?

Yes you can! Simply fill out our quoting form to get a quote in minutes. You will be on your way in no time.

Is day insurance cheaper?

Opting for daily insurance cover is a far cheaper option than adding someone to your annual policy. If you need to borrow a car for a couple of days there is no need to fork out 100’s of pounds to be added to a policy. You can get temporary daily cover for exactly how long you need for a much cheaper price. And a bonus is that the car owners’ no claims discount will actually be protected this way.

Can I get 3 day car insurance?

Yes, you are able to get three day temporary cover. Whether you are borrowing someone’s car, or they are borrowing yours – daily car insurance is here to provide you with a flexible, reliable temporary insurance option. Get a quote today to find out how much three day temporary car insurance cover will cost you.

What do I need to apply for one day car insurance?

You will need details about the vehicle you want to cover, the policy duration you require and details about you and your driving history. For a full breakdown, see our Temporary Car Insurance page.

Can I insure someone else on my car for a day?

You can insure someone else on your car for a day with daily car insurance from GoShorty. Rather than you having to go through the faff of calling up your insurance provider and adding them to your existing policy. Get the person looking to borrow your car to take out a temporary policy with our quick and easy quoting form. In under 90 seconds they can have a quote for a policy that covers them for driving your car. Which importantly protects your no claims discount.

Can I take 1 day car insurance for my MOT?

You cannot drive a car anywhere without insurance. If you need to drive a car to an MOT appointment that you don’t annually insure, taking out a temporary day insurance policy to get it there and back is a great solution. Driving to a booked MOT appointment with temporary insurance is possible. However, driving without a valid MOT may impact your temporary insurance cover so it is best to check the details of your chosen policy before driving without an MOT.

Can I take out a daily car insurance policy on different vehicle types?

You can take out daily car insurance on cars up to a maximum value of £65,000. The car must not have undergone any modifications and not be used for commercial use. You can also get daily insurance for vans. Cars and vans are the two vehicle types we can offer daily insurance cover for.

What’s covered by daily car insurance?

When you get temporary car insurance with GoShorty, you instantly get fully comprehensive car insurance. Comprehensive cover for temporary car insurance covers:

  • Loss, theft or damage
  • Accident recovery
  • Legal liability

Not found the answer you’re looking for? Either get in touch or checkout our other FAQs


What do our Experts Say?

Phil Evans – Commercial Director

 “We know insurance here at GoShorty, we also know that drivers are looking for alternatives to traditional car insurance options more and more. We are proud to offer daily car insurance that allows our customers to keep their annual costs low and allows flexibility when it comes to driving.

All our policies are here to give customers more freedom when it comes to getting from A to B. Want to borrow a mate’s car to visit someone for a day? Or share the driving on a long trip? That’s what our daily cover and other policies are there for!

Discover the Latest News about Daily Car Insurance

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