GoShorty is an expert in temporary car insurance, and we offer short term cover for as little as one hour. And with GoShorty you can be sure that getting the perfect quote isn’t going to be a pain. Our simple to follow process allows you to get a quote in under 90 seconds, meaning you can be on the road in under two minutes.
If you just need to use a car for a short time, hourly car insurance will let you do that without risking the owner’s No Claims Discount.
You can take an hourly car insurance policy out from anywhere between 1 hour to 12 hours at a time. You’ll have your hourly insurance policy documents delivered right to your email inbox as soon as you’re approved. Get driving in minutes and you’ll be protected should the unexpected happen.
So whether you’re borrowing a friend’s car, going for a test drive, or just need to quickly get from A to B, put your mind at ease with hourly cover. Protect both you and the owner’s No Claims discount all while saving money compared to being added to an annual policy.
Hourly car insurance is an affordable way to get short term cover when you only need to drive your car for short periods. Maybe you want to insure your child for a couple of hours a week while they are a learner driver, or you’re car sharing, doing a long drive from Cornwall to Newcastle, and your friend is helping out with the driving. Hourly car insurance stops you from having to add someone to your insurance for a long period of time or risking your No Claims Discount.
It allows you to get the cover you need for exactly how long you need it – a great way to reduce outgoing costs.
Hourly car insurance is a flexible alternative to an annual policy. Whether you’re just making a quick trip or need to borrow a friend’s vehicle, we have an affordable option for you.
The exact cost of your policy will depend on a couple of factors that insurers will take into consideration. These include:
It’s important to understand how many variables go into determining the cost of your policy. GoShorty makes all of this quick and easy for you.
Not sure whether hourly insurance cover is right for you? You’ll find that temporary car insurance cover is perfect for anyone who just needs to be insured on a car for very short trips. Hourly car insurance is ideal for:
Car Sharing: Especially if you’re going on a long journey and want to share the driving load with a friend or family member.
Learner Drivers Who Wish to Practise: Getting in the extra hours outside a lesson without breaking the bank can be crucial to a speedy pass. We offer specific learner driver insurance policies, perfect for this.
Test Driving a Car: When you’re buying a car second hand it’s a great way to get behind the wheel without the risk. Drive away insurance allows you to test drive a car in minutes and with peace of mind.
Emergencies: Need to be somewhere quickly, but you’re not insured on someone’s car? Hourly insurance could be just the ticket.
Borrowing a Car: Need to run one short errand? that requires borrowing a car? Taking out a policy just for the time you need is the safest and simplest solution.
You’ll need a valid UK driving licence, the vehicle owner’s permission, and a few other things to qualify for hourly insurance cover. We’ve broken it down here:
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover. This is emailed to you as soon as you have purchased your policy.
Vehicles:
Drivers:
When you take out hourly car insurance with us we cover you fully and comprehensively. We will cover you and your vehicle for:
Compare fully comp cover to third party cover, so you can see for yourself why fully comp is the safest choice
Yes, GoShorty can insure you from the moment a car is purchased. Whether you’re driving it away from the showroom or taking it for a test drive you can be confident that you’re covered. Insuring a new car with a short term hourly policy is a great choice, allowing you to spend the time you need researching an annual policy but still allowing you to tax your vehicle.
Hourly car insurance covers you to drive a vehicle for anywhere between 1 hour to 12, depending on the length of cover you opt for.
Whether you are borrowing a car or insuring your own just when you need to use it, we can provide you with a quote in as little as 90 seconds and your hourly insurance policy can be in place in under two minutes. Meaning you can be on the road and covered over the time period you took out cover for.
There are plenty of times when you might need hourly car insurance. Maybe you’re taking a road trip with friends and want to take turns driving. Or you’re a learner looking to get a few extra hours of practice in your parent’s vehicle. Whatever the reasons you may only want to insure a car for an hour or two are, we have the policies for you.
Yes, we offer short term learner insurance for an hour too. It’s important for learners to get as much practice as possible before their test. Flexible short term cover can help you get the practice you need around your own schedule.
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Want to learn more about hourly short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.
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