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Car Sharing Insurance

1 hour to 28 days

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Car Sharing Insurance

1 hour to 28 days

Tell us your details: get a quote for 1 hour car insurance instantly.

About the car you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant online cover from 1 hour to 28 days, in three quick & easy steps


Fill out our quick online form


Get an online quote & choose your options


Just pay online & you are instantly insured!

What is car sharing insurance?

A car-sharing insurance policy from GoShorty allows family, friends, colleagues or anybody else with permission from the car owner to drive a vehicle belonging to someone else. This fully comprehensive cover provides you with complete peace of mind knowing that you’re insured to use another car (or someone else is insured to drive your vehicle with permission) whenever required.

Whether you’re car sharing occasionally or as a long-term solution, temporary car-sharing insurance is likely the most cost-effective solution.Temporary car-sharing insurance eliminates the need to purchase a traditional long-term car insurance policy, which often lasts all year long and can be quite expensive. With temporary car insurance, you can purchase cover as and when required, saving you money in the long run.

  • Fully comprehensive cover
  • 1 hour to 28 days flexible cover
  • Low Excess
  • Drivers aged 18 to 75
  • Maximum car value is £65,000
  • Protect the car owner’s No Claims Discount

When is car sharing useful?

There are plenty of instances where car sharing would come in handy. So whether you’re looking to save money, help the environment or just want to share a ride with a friend, here are a few instances where GoShorty’s temporary car sharing insurance would come in handy:

Road trips

Long car journeys are a begrudging part of any road trip. Hours of driving can get tiring and can even be dangerous. Sharing the long drive between friends can allow other drivers to get some well-earned rest so they’re ready and alert when it’s their turn to take the wheel.

For short-term requirements like this one, adding named drivers to an existing policy will likely be expensive and impractical.

Short-term temporary insurance from GoShorty is available in an instant, so even if you decide to share the drive halfway through the trip, you can grab comprehensive cover from GoShorty in a matter of minutes.


If you like the thought of company on your daily commute, car sharing might be an option for you. Save money on public transport and unnecessary extra fuel costs by carrying one or more colleagues in the car with you. Many companies even offer incentives to employees for car sharing and reducing the number of vehicles on the road or in their car park.

Not only can this benefit your wallet and the environment, but it’s also a great solution if you’re ill, injured or pregnant and need to get home.

What does car sharing insurance cover?

Car sharing cover from GoShorty is fully comprehensive, so you can rest assured knowing that anyone insured to drive the vehicle is covered at the highest level. When you take out a car sharing insurance policy with GoShorty, you receive:

  • Fully comprehensive cover
  • Low excess if you make a claim
  • Personal injury cover for you or anyone else involved in an accident
  • Protection for the main policyholder’s no-claims bonus
  • Cover for accidental damage to the insured vehicle or another vehicle
  • Cover for loss of or damage to your vehicle as a result of accidental damage, malicious damage or vandalism, as well as fire, theft or attempted theft
  • Cover as a result of any claims made by a third party for property damage

There are some instances where you won’t be able to take out car sharing insurance:

  • Minimum value Cars and Vans: £500 subject to age restrictions
  • Maximum value: £60,000 for cars and £25,000 for vans
  • The vehicle must be registered in the UK
  • Foreign use is not permitted
  • Exporting is not permitted
  • The vehicle must not be modified. LPG conversions and disability modifications are acceptable
  • The vehicle must not be registered SORN and must not be seized by police
  • The car must have no more than 8 seats (or 5 for a commercial vehicle)
  • Rental or hire cars are not permitted

Get car insurance by the hour, day, week or month with GoShorty.

Am I eligible for a temporary car sharing insurance policy?

There are also some instances where you won’t be permitted to take out a temporary car insurance policy from GoShorty. The following driver requirements are in place:

Who is eligible:

  • Aged between 18-75 or 21-75 for commercial purposes
  • Must have held a full UK or EU/EEA driving licence for at least six months if aged 18-25 or 3 months aged over 25
  • Have had no more than two accidents and received no more than six penalty points in the past three years, and had no driving ban in the past 60 months
  • Be a resident of the UK for 12 months minimum and have a permanent UK address
  • Never been refused insurance or had a policy cancelled or voided
  • Have no convictions for any criminal offences or any possible prosecution pending

Weekly car insurance FAQs

How much is car sharing insurance?

Car share insurance will vary depending on the car, driver and policy type. Adding a named driver to an existing policy can increase premiums and cost admin fees. This method can also be long-winded if you only want to car share for a short period.

Temporary car insurance from GoShorty is quick and convenient and can also be much cheaper in the long run. This flexible cover allows you to car share with another driver for as little as one hour – a great choice for road trips or emergencies.

Do I need insurance for a borrowed car?

Any time you’re driving a vehicle, you’ll need car insurance – whether that be yours or somebody else’s car.

You can get insured on a borrowed car by being added as a named driver, adding DOC (drive other cars) cover on your standard policy or taking out a temporary car insurance policy.

Is it a good idea to car share?

Car sharing is a great way to save money on fuel costs or parking and help the environment by putting fewer cars on the road. Sharing the journey with other drivers can also be much safer, especially if you’re travelling long distances.

Do additional drivers need their own insurance?

If your car insurance policy includes DOC (drive other cars) cover, you’ll be insured to drive other vehicles as long as you have the owner’s permission. However, DOC cover is usually the lowest level of insurance (third party), which covers damage to another person’s car or their injuries, but not your own.

Because of this, taking out a standalone, temporary car insurance policy is often the much safer option.

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