Get A Quote Now

Pay As You Go Van Insurance

1 hour to 4 weeks

Tell us your details: get a quote for 1 hour insurance instantly.

About the van you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Be on your way in less than 2 minutes!

Get instant online cover from 1 hour to 28 days, in three quick & easy steps


Fill out our quick online form


Get an online quote & choose your options


Just pay online & you are instantly insured!

Pay As You Go Van Insurance offers cover when you need it

Whether you want just quickly to hop in a van for a test drive, need to rent a van to help your grandmother get rid of her old couch, have an emergency and require to drive a van instantly or are someone that only drives occasionally in general – van insurance is mandatory by UK law, no matter how often you drive or whether you actually possess a van yourself.

Van insurance can be expensive and often have unnecessary coverage or hidden fees as they insure you for a lengthy period of time and against a number of problems and thus come with high premiums.

In the above situations, though, a fully comprehensive annual van insurance is actually not required and will cost you unnecessary money – that’s where pay-as-you-go insurance policies come into place.

Pay-as-you-go temporary van insurance is a more flexible and individualised approach to van insurance as it is based on how and how often you drive a certain vehicle rather than on being insured under a fully comprehensive cover the whole year-round.

This will help you save money as no nasty cancellation fees are involved and allow you to drive your vehicle more flexibly and be insured when needed.

  • Fully comprehensive cover
  • 1 hour to 28 days flexible cover
  • Low Excess
  • Drivers aged 20 to 75
  • Maximum car value is £65,000
  • Protect the car owner’s No Claims Discount

What Is Pay As You Go Van Insurance?

Having a van can be very handy for multiple reasons. First and foremost is the storage opportunity that comes with it. Whether you want to transport bulky items or have a big family or lots of friends to drive around – vans are pretty multi-purpose!

It’s also become increasingly popular for people to revamp vans and install a small living space inside, and go on the road on holiday trips to the countryside, thereby avoiding having to pay for expensive hotel rooms.

For others, the van is still a good old way of transporting furniture and their go-to when moving.

In any case, these vehicles are usually not most people’s everyday mode of transport due to their size and difficulty to manoeuvre in everyday traffic, notwithstanding to even find parking in the city.

Many people will therefore opt only to rent a van temporarily or only to drive their large vehicle on occasion.

Taking on insurance for such a vehicle that is only being driven occasionally might be quite a financial burden for most people. This is where pay-as-you-go insurance will come in handy.

Get temporary van insurance by the hour, day, week or month with GoShorty.

Who Needs Pay-As-You-Go Van Insurance?

If you are renting a van for a few days only or if you have a van that you only drive very rarely or are a low mileage driver in general, the pay-as-you-go van insurance is definitely the right insurance policy for you.

Borrowing a van to move house or help someone else to move house

Letting someone else use your van to make sure they are correctly insured

Borrow a van to replace a vehicle that is out of action

Share the driving on long journeys

Helping a friend or family member relocate for work or education

Run errands for friends or family

Moving office or commercial property

Delivering or moving large items

How Does Pay As You Go Van Insurance Work?

You can set your temporary vehicle insurance for your van from as short as one hour, for one day, or up to four weeks. You can find out more about our short-term van insurance offerings here:

On top of this, you will be paying a small annual fee, which will cover your vehicle against theft or damage while it is not being driven and parked somewhere.

What Does Pay As You Go Van Insurance Include?

If you get this type of temporary van insurance, you will receive a comprehensive cover for accidents, theft, loss or damage, including:

  • Accidental damage
  • Personal injury to you or anyone else involved in an accident
  • Damage to other people’s property
  • Caused by an accident
  • Damaged or stolen
  • Cover for any personal belongings

With third-party insurance, your van isn’t covered, so going for a fully-comprehensive short-term van cover is a much safer option.

Am I Eligible For Pay-As-You-Go Van Insurance?

Whether you can insure your vehicle for a short period of time depends on the following factors:

Not everyone is eligible for pay as you go van insurance, so you’ll need to check you meet our criteria first. Anyone looking to get van insurance with GoShorty will need a full UK driver’s licence, the explicit permission of the van owner, and a few other things.

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.


  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £65,000
  • Maximum value Vans: £65,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 7 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

Drivers must:

  • Private Car driver aged 20 to 75
  • Commercial Vehicle driver aged 20 to 75
  • Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending

What Will I Need For Pay-As-You-Go Van Insurance?

You will need to provide a few details in order to apply for temporary van insurance policies:

Vehicle details
Part of these documents is your van’s registration number. The make of your vehicle, its mileage and how old your van is.

Policy duration
This will be based on the timeframe you are in need of insurance for your van. You can get insurance for just a few hours, a day or more, or even a few weeks.

Personal details
As the driver of the vehicle and the one applying for the insurance, you will have to provide your name and address in which the insurance will be registered. Please note that you cannot change the name of the driver. You’ll also need to provide your UK driving licence details.

Your driving history
To ensure that your current driving matches your driving history, the insurance will have a tracking device installed in your van. Your driving history also has an influence on your insurance premiums and a potential claims discount.

Pay-As-You-Go Van Insurance FAQs

How much does pay-as-you-go van insurance cost?

There are no fixed prices to say how much your insurance will cost, as this is very dependent on a lot of influential factors.

Insurance companies will provide cover based on a number of factors such as your driving habits (the premium is higher for high-risk drivers, for instance), the van’s age (a new van can be less expensive), make and mileage.

What work can I use my van for with a GoShorty pay-as-you-go van insurance policy?

Not all kinds of work will be eligible to be performed under a pay-as-you-go van insurance policy, but for the following jobs, you can use this kind of insurance:

  • Any tradeswomen or -men related job
  • Any office-work-related job
  • Dog walker

Ensure you provide your firm reference number if you use this van for employment purposes. If you want to use this insurance for any other commercial purposes, you will have to get a commercial cover instead.

Can I change the name of a driver on my insurance?

Unfortunately, once you have paid and received your policy documents, the insurance cannot allow you to change the name of the driver, even if you chose the pay-per-mile option instead of the driving history-based cover.

How can I pay for my pay-as-you-go van insurance policy?

You can pay for your insurance costs with any UK-accepted bank card, including credit cards such as Visa and Mastercard.

Not found the answer you’re looking for? Either get in touch or checkout our other FAQs