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Temporary Business Car Insurance

1 hour to 28 days

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Temporary Business Car Insurance

1 hour to 28 days

Tell us your details: get a quote for 1 hour insurance instantly.

About the car you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant online cover from 1 hour to 28 days, in three quick & easy steps


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Instant temporary business car insurance

GoShorty temporary business car insurance covers you for any business-related travel, whenever you need it. 

If you have to use your car for work now and then, it may seem unnecessary to adjust your current car insurance policy to account for this, as it will generally cost you a lot more.

Thankfully, you can take out a temporary business car insurance policy with GoShorty. This means you will only have to pay for insurance when you use your car or somebody else’s vehicle for work, saving you a lot of money in the long run.

Business car insurance can save you a no-claims discount; if you do need to claim, the no-claims discount won’t be affected on your or the vehicle owner’s policy.

Claiming from your temporary car insurance policy won’t cause your premiums on your standard car insurance policy to increase either.

  • Fully comprehensive cover
  • 1 hour to 28 days flexible cover
  • Low Excess
  • Drivers aged 18 to 75
  • Maximum car value is £60,000
  • Protect the car owner’s No Claims Discount

What is temporary business car insurance?

Temporary business car insurance covers your vehicle if you have to use it for business-related travel purposes.

This is especially useful if you mainly use your car for personal use but may have to use your car for business-related travel occasionally. This means that you won’t have to make any adjustments to your current car insurance.

You can also insure yourself using temporary business car insurance if you need to use a colleague or your employer’s vehicle for work-related purposes. Temporary car insurance policies are entirely flexible, as you’ll be able to cover the vehicle you plan to drive for any amount of time between 1 hour and 28 days.

How does temporary business car insurance work?

Temporary business car insurance runs alongside your normal insurance policy, so if you end up claiming while using this insurance, you will not run the risk of the cost of your premiums increasing. You will also be able to protect your no-claims discount even if you claim on this insurance.

This means you will have two types of cover on the same vehicle if you take out business car insurance on the vehicle. You can also take temporary business car insurance out hourly or even weekly, depending on how long you need business cover.

This cover will come into play if you are using a vehicle for business use and end up having an accident, getting the car stolen, or damaged in another way.

You will not be covered if you are on your way to or from your place of work and end up in a collision. Suppose you use a company car at your place of work. In that case, you will generally be covered by your company’s car insurance policy, so temporary car insurance will likely not be necessary.

You and your vehicle must also meet specific criteria to receive cover.

Who needs temporary business car insurance?

If you work for a business with more than one local office and are occasionally required to travel from office to office, getting short-term business car insurance cover may be worth your time.

If your business requires you to travel to conferences every few months, adjusting your regular car insurance policy would seem like a waste of money. In this case, you could save yourself a lot of money and ensure that you are covered if anything were to go wrong.

Suppose you occasionally use someone else’s car to travel for business-related purposes. In that case, temporary business car insurance will keep you covered if you get in an accident.

You should not take out temporary business cover on your car if the vehicle is a key part of your job. If you use your vehicle for your business, such as a courier or taxi driver, you will need to take out commercial car insurance instead.

What does temporary business car insurance cover?

Fully comprehensive cover

If you use your car for business, you will be covered in all aspects. You will be covered in the event of almost any damage incurred to the vehicle, so Go Shorty will pay out if your car becomes damaged in an accident, catches fire, is stolen, or receives a claim from a third party.

Accidental Damage

Any accidental damage caused to your vehicle during business use will be covered by your business car insurance policy with Go Shorty, so long as all other criteria have been met.

Personal belongings cover

If any of your belongings are damaged in a fire or an accident, or if you have any items stolen from your vehicle during business usage, then your business use car insurance will cover it up to a certain value.

Personal injury

Personal injury cover means that you will be covered in the event of an accident that causes you to end up in hospital.

This only applies if the accident occurs while using the insured vehicle for business use.

Damage to other people’s property

You will be covered for any damage you cause to other people’s property while using your vehicle for business use.

Get car insurance by the hour, day, week or month with GoShorty.

Temporary business car insurance – who is eligible?

Who is eligible:

  • Be a private car driver between the ages of 18 and 75
  • Have had a licence for a minimum of 6 months
  • Have had a full UK or EU/EEA licence for at least six months or three months if you are over 26
  • Not have more than two accidents, claims or losses in the last three years
  • Have been a UK resident for at least 12 months
  • Have a current permanent address
  • Have not been refused insurance
  • Have not had a driving ban in the last 60 months
  • Have no convictions or criminal offences

What you need:

  • Vehicle’s details – You will need the registration number, make, and model of the car you wish to insure.
  • Personal details – You will need your name, date of birth, address, and driver’s license number.
  • Policy duration – You will need to know how long you want your policy to last.
  • Driving history – You need to specify what licence you have and how long you have had it for.


Can I get temporary car insurance for business use to drive in Europe?

Go Shorty currently does not offer this service.

How much does temporary business car insurance cost?

This will depend on the type of vehicle you intend to insure, how old you are, and how long you want your policy to last.

Can I change my temporary business car insurance policy after it has started?

Once the payment has been authorised, you are unable to make changes or alterations to the information you have originally provided to purchase the insurance policy.

Do additional drivers need their own insurance?

Card payment is accepted using the following methods: 


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