Temporary student car insurance: short term cover for students

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3 Quote
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Our short term student cover speaks for itself

About the Vehicle you want to insure

Vehicle Details

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Tell us the Gross Vehicle Weight of the vehicle, you can find this information on the vehicle registration document, owner’s manual or on the vehicle plate, these vary in position; it could be riveted to the inside of a front door panel, or somewhere within the engine bay or on the VIN plate.

Social Domestic Pleasure Covers the drivers named on the policy for normal day to day driving. Shopping, visiting friends or family and pleasure driving such as going to the park or on holiday. However, it doesn't include commuting to work.
Social Domestic Pleasure Commuting Allows you to drive your vehicle privately, for your own personal use. Things like going to the shops, collecting family members or friends and commuting between your home and your place of work or study are all covered by this class of cover.
Social Domestic Pleasure Commuting Business Includes all the previous two classes plus business car insurance which can cover a wide range of uses, such as travelling between different work locations, visiting customers or driving around other employees. Anything, in fact, that's on behalf of the company.

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GoShorty offer Quotes from a range of insurers, covering varying situations that our customers may require short insurance for, it is important that you read and understand our Assumptions and Eligibility Criteria before purchasing any policy from this website.

To find out more about our range of products visit our FAQ's page for further details or follow the link below to read and download important information.

Your Cover Confirmation

Costs & Breakdown of Costs

Total to Pay:

  • Insurance Premium

  • Admin fee

  • Insurance Premium tax (IPT) is included where applicable

Vehicle & Insurance Details

  • Registration No.

  • Vehicle

  • Insurer

  • Cover Type

  • Length of Cover

  • Cover to start

  • Cover to end

  • Compulsory Excess

Driver Details

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Email Address:

  • Contact Number:

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Contact Number:

Your Policy Documents will be sent by email to:

Is this all correct? If not Go Back and make any necessary changes, only click Confirm and Continue if all the above information is correct.

Acceptance Criteria and Eligibility

Please read the following carefully, you must only click Confirm and Pay if you do meet and agree to these conditions.

By clicking Confirm and Pay you are agreeing that you meet and agree to the conditions shown above.

Drivers aged 18-75
Instant cover available online
From 1 hour - 28 days
Flexible Pay as you Go cover
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The best short term student car insurance

As temporary car insurance experts, we help drivers across the country get behind the wheel with short term cover. Students are no different and uniquely positioned to need short term car insurance.
Our temporary student car insurance is designed to help students drive their parent's car when they’re home from uni, so they don’t affect their No Claims Discount. If you’re after insurance for a young driver’s own car, check out our young driver's temporary insurance.
Get approved in minutes and drive instantly. You’re good to go as soon as the email drops in your inbox.

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What is temporary insurance for students?

A temporary student car insurance policy is specifically designed to help university students get covered when they need it, rather than all year round. As relatively new drivers, students could be shelling out thousands if they opt for an annual policy, but temporary student car insurance lets you choose when to get the cover you need.
Just want to drive when you’re visiting family, or when you’re home over the holidays? That’s where temporary student car insurance comes into play.
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When does short term car insurance come in handy for young drivers?

Not sold yet? Here are just a few things that temporary car insurance for students unlocks.

  • Driving Home from Uni


    Get yourself and your things back the easy way and get insured for the trip.
  • Holidays and Road trips


    Planning a big summer trip with some friends? Get everyone insured and the driving just a lot easier.
  • Visiting Home and Borrowing your family’s Car


    Perfect for when you’re home, just get insured on your parent’s car when you need it, whether it’s one day, one week or a month.
  • Emergencies


    You can get temporary insurance in minutes to cover any emergency.

What you need to buy Student Car Insurance...

  1. 1. Details About the Vehicle you want to drive The car Registration Number, Make and Model, for example.
  2. 2. Policy Duration When you want insurance to start and end - You can take cover from 1 hour to 28 days.
  3. 3. Details About You Your Name, Date of Birth, address and your driver’s license number, for example.
  4. 4. Your Driving History We will need to know what type of license you hold and for how long.
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Do students get cheaper car insurance?

Students are generally newer drivers and statistically, that means they’re more prone to accidents. This means annual insurance policies can be particularly pricey. Not just that, but many students live in areas that could push your insurance up further.


So, if you’re looking for cheap car insurance, you’re probably best off going for temporary cover, especially if you only drive when you’re visiting home.

Can I get short term student car insurance - am I eligible?

Yes, students can get temporary car insurance with GoShorty. There are still criteria you’ll need to meet. You’ll need to have a full UK driving license, permission from the owner of the vehicle, proof that you’re a registered student and to have been driving for at least 6 months.
Our criteria for student cover includes:

Drivers:

  • Private Car driver aged 18 to 75
  • Commercial Vehicle driver aged 21 to 75
  • You must have held your driver’s license for at least 6 months
  • License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
  • Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
  • Number of penalty points in last 3 years must not exceed 6
  • Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending.

Vehicles:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £60,000
  • Maximum value Vans: £25,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only - usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 8 seats and is not a rental or hire vehicle (if commercial - no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

Save money by paying only for what you need with our flexible Pay as You Go cover!

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Student temporary car insurance FAQs

+Can you get temporary car insurance for 17 year olds?

We don’t offer temporary insurance for students aged 17. We do offer learner driver insurance, however. You need to have been driving for 6 months to qualify for temporary insurance.

+How much is short term student car insurance?

The total cost of student car insurance will vary depending on:
  1. Your age
  2. The vehicle you want to cover
  3. The length of the policy

Fill in the form above to get an instant quote.

+Can I get one-day car insurance if I’m a student?

Yes you can. We offer insurance cover for as short as 1 hour up to a maximum of 28 days for any student aged 18 and over.

Not found the answer you’re looking for? Either get in touch or check our other FAQs.

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