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Who We’re Regulated By

At GoShorty, transparency and fairness are at the heart of everything we do. Like all reputable insurers and brokers, we’re regulated by the Financial Conduct Authority (FCA) and are proud members of the British Insurance Brokers’ Association (BIBA). Our expert team ensures we not only meet every legal requirement but also treat our customers with care and respect, helping them get the best possible deal every time.

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Why It’s Vital to Buy Insurance from Regulated Providers

With the rise of ghost broking in recent years – a scam where fraudsters sell fake insurance – it’s more important than ever to check who you’re buying from. To protect yourself, always make sure your insurance provider:

  • Is authorised and regulated by the Financial Conduct Authority (FCA).
  • Is a member of a reputable trade body like BIBA.
  • Has a valid website with clear contact details, including a UK phone number and physical UK address.

Buying from an unregulated source could leave you uninsured, even if you believed your policy was genuine. Driving without valid insurance is illegal, carries serious penalties, and could increase your premiums in the future.

At GoShorty, we make it simple and secure. Once you purchase a policy with us, we email your certificate of insurance straight to your inbox, giving you immediate proof of cover so you’re ready to get on the road.

We also update the Motor Insurance Database (MID) three times a day, every day of the year, helping ensure your temporary policy shows up on MID checks as quickly as possible. But remember, if you’ve bought from a legitimate, regulated broker like ourselves, you don’t need to wait for your policy to show up on the MID to get on the road; your certificate of insurance is enough proof of cover.

Regulated by the FCA

The Financial Conduct Authority (FCA) is an independent regulator for financial services in the UK. It protects consumers, promotes market integrity, and ensures healthy competition by holding financial firms accountable for their conduct.

GoShorty is authorised and regulated by the FCA under FRN 751221. This means we’re actively monitored to ensure we operate fairly, transparently, and in line with strict standards. You can trust that we’re committed to doing right by our customers at all times.

Proud BIBA Members

The British Insurance Brokers’ Association (BIBA) is the UK’s leading organisation representing insurance brokers, intermediaries, and their customers. GoShorty is proud to be a BIBA member.

BIBA members commit to a code of conduct that requires them to:

  • Abide by all relevant laws, principles and regulations.
  • Act with honesty, integrity, skill, care, and diligence.
  • Always act in the best interests of their clients.

BIBA also works to protect consumers by:

  • Promoting access to suitable cover, especially for vulnerable customers.
  • Helping customers find specialist brokers for unique needs.
  • Advocating for regulatory changes, like clarifying insurance payments in the Leasehold and Freehold Reform Act 2024, to ensure fairness for both brokers and consumers.

At GoShorty, our membership reflects our ongoing commitment to fairness, transparency, and putting customers first.