GoShorty Excess Protect is an optional add-on you can purchase with your temporary insurance. It helps you recover up to £500 of the excess that you would have to pay if you needed to make a claim on your GoShorty temporary insurance policy during your cover period.
This add-on reimburses you for up to £500 of the excess amount stated on your GoShorty Certificate of Insurance in the event of a settled claim on a GoShorty temporary insurance policy where you are unable to recover your excess from a third party.
The cost of Excess Protect depends on the duration of your temporary insurance policy. You can find the exact price during the purchase journey.
Excess Protect may not cover claims in certain circumstances, such as:
For a full list of exclusions, please refer to both your GoShorty policy wording for your relevant insurer, and the Excess Protect policy wording.
No, GoShorty Excess Protect is an optional add-on. You can choose to purchase it for protection against your excess payment, or rely on the standard terms of your main insurance policy.
Unfortunately, Excess Protect cannot be added after you’ve purchased your temporary insurance policy. You can only add it while buying your GoShorty temporary insurance policy.
To make a claim, please get in touch via email or telephone using the details contained within the Policy Wording.
It’s important to note that Excess Protect is an additional cover, separate to your short-term motor insurance. You will need to pay your insurer your excess in the first instance, prior to claiming back the excess from the Excess Protect provider.
Excess Protect policies can be cancelled should you no longer require cover, however due to the short-term nature of the policy, no refund will be due should you wish to terminate cover after the policy has started.
