If you need last-minute, flexible, reliable, and comprehensive van insurance allowing carriage of own goods, GoShorty has the solution. We understand that those who usually rely on carriage of own goods insurance may not have traditional working hours – so why rely on outdated traditional annual insurance policies?
Instead, our short-term carriage of own good insurance helps you to navigate all of the challenges of an unpredictable work day or an unfortunate accident. Alternatively, in the event that your vehicle breaks down, our flexible yet comprehensive policies can have you on the road in less than two minutes if you’re able to borrow someone else’s vehicle at short notice.
Gone are the limitations of expensive, traditional annual insurance, with innovative and convenient temporary insurance models here to save the day. You can expect:
Carriage of own goods insurance is a type of commercial van insurance use and refers to an insurance policy that covers you utilising a van for your career, such as a role as a plumber. This insurance type is commonly used by businesses that need to transport their own tools and equipment in their vehicle.
Note that carriage of own goods insurance is an extension over and above basic social, domestic and pleasure (SD&P) use, which is the standard insurance policy use you’ll need to get on the roads. Luckily, the policies at GoShorty include SD&P as standard – so all you have to do is select the correct choice for vehicle usage when purchasing your insurance, and you’ll be ready to go.
This type of insurance protects your vehicle in the event of a motor claim be it from a collision, vandalism, theft, fire, and more.
Just remember: a policy allowing for the use of carriage of own goods should not be confused with a policy allowing use for carriage of own goods for hire and reward, which is a completely different type of use. This separate model covers you when transporting other individuals’ goods, and is most frequently used by those working in courier and delivery services.
The cost of carriage of own goods insurance is dependent on several factors. For example, the type of vehicle you use will impact the price, with more secure models of vans, especially ones with in-built safety features, cheaper to insure. Similarly, the area in which you are operating will have an impact on how expensive your premium is, as some areas may present a higher risk than others.
Ultimately, there are a wide range of factors that could impact the price of your insurance – but, for a rapid quote, all you need to do is enter your registration and purchase a quote to be on the road in minutes – and we’ve even made a handy calculator if you have any confusion regarding costs.
For example, a plumber or electrician might take out carriage of own goods van insurance – this will allow them to carry out their day-to-day duties and travel around with their tools in their van, along with any items they need to complete a particular job.
Our temporary hire and reward insurance service provides a great range of policy period options, starting from as little as one hour long for those small jobs. Our efficient, flexible service allows drivers to be insured hourly, daily, weekly or monthly, so you can get covered just for the time you need.
The greatest benefit of carriage of own goods van insurance is that your van will be protected in the case of an accident, theft or damage. For individuals or businesses who rely on using their vehicle for their career, this insurance model is an invaluable means of protecting themselves.
If you are one of the aforementioned groups that is likely to require carriage of own goods insurance, such as a plumber, this insurance model is a great way to protect yourself.
To be eligible for this insurance type, you’ll need a full driving licence, and to be aged between 21-70. Beyond this, you can see some of the other determining factors that impact eligibility here:
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at 9am and 2pm every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
As with all other types of insurance, the first thing you’ll need to take out a policy is a full driving licence! Secondly, you’ll need a vehicle – the best thing is, this doesn’t have to be your own.
GoShorty helps drivers to borrow or lend out their vehicles in less than two minutes – far cheaper than purchasing or renting a new vehicle!
As long as you have the vehicle details, and information about what coverage you need, we’ll be able to help. If you need more information, or think you might not be eligible for taking out a policy, you can view all of our acceptance criteria.
Carriage of own goods use insurance is a special policy that helps to protect drivers who are on the road for work. These individuals might be carrying tools or other equipment that a business requires for work.
As a result, you’ll most commonly find this insurance used by builders, plumbers, carpenters, electricians, landscapers, and any other industry in which a business utilises a van and tools to complete a job.
Carriage of goods for hire and reward involves the transport of goods in return for payment and/or compensation. This type of insurance is popular for businesses operating within the logistics and supply chain industries, and should not be confused with ‘carriage of own goods’, which does not involve carrying other people’s goods.
Want to learn more about short-term cover? Discover if you’re eligible and take a look at our blogs to see if temporary van insurance is right for you.
