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Need temporary insurance to drive a car for an hour, a day, a week or a month? Use our quick and easy quote form to find cheap, affordable short-term car insurance.
Protect the owner’s No Claims Discount by taking out your own policy as an additional driver, and ensure you are legally and adequately insured. And with your insurance documents delivered straight to your inbox, you could be covered to drive away in minutes.
By taking out short term cover you are preserving any other insurance policies you have, as well as protecting the vehicle owner’s No Claims Discount.
We provide short-term cover from as little as 1 hour and up to 1 month (28 days). This affordable approach allows you to only pay for the cover you need.
Our easy to follow quote form does the hard work for you, finding you the best temporary car insurance available, allowing you to get a quote and buy cover in minutes.
Customer surveys reveal that UK motorists’ second biggest car-related concern is the cost of insurance. You could save money by using a short term policy. By taking out temporary cover car insurance, you have the flexibility to only pay for what you use, saving money.
Temporary car insurance can be a cost-effective option for both new and experienced drivers. The exact cost will vary depending on certain factors. These include:
It’s important to understand how many variables go into determining the cost of your policy. GoShorty makes all of this quick and easy for you.
Our temporary car insurance calculator also gives you an idea of how much your policy could cost. It takes seconds to generate an estimated price.
Give it a try…
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Prices shown are based on the lowest sold prices over the period 07/22 to 07/23
The cost of temporary car insurance varies, here you can see where prices start from – giving a good indication of the value you can expect from temporary cover. There are many factors that affect car insurance costs. These prices are an indication of the lowest prices, the price you’re quoted will differ depending on the car you are insuring, your driving history, and other factors too.
| Temporary Car Insurance From: | |
|---|---|
| Policy Duration | Starting Price |
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
If you’re borrowing a vehicle from a friend or family for a one-off trip, then temporary insurance is perfect for you.
If you only drive a car every now and then, with one main driver already insured, then you may only need to grab short term car insurance for your journeys.
Temporary car insurance is perfect for car sharing on long road trips where you’re all taking it in turns to get behind the wheel but don’t want to risk affecting the owner’s no claims discount.
When an emergency strikes and you find yourself at the wheel of someone else’s car, put your mind at ease with temporary cover.
Temporary cover is perfect for short one-time journeys where you just need car insurance short term.
We have temporary student car insurance that’s perfect for students making individual trips.
While some car sellers give you drive-away insurance, many don’t. Make sure you’re covered when picking up or dropping off a car.
Want to try before you buy? Make sure you’ve got yourself hourly car insurance to help you avoid a sticky situation.
If your kids are learning to drive, then temporary car insurance for parents’ cars could be their ticket to practising in their own time without a hefty bill.
The car’s registration number, make and model for example.
When you want insurance to start and end – you can take cover from 1 hour to 28 days.
Your name, date of birth, address and your driver’s license number, for example.
We will need to know what type of license you hold and for how long you’ve had it.
At the very least, you need a valid driving license and the vehicle owner’s permission, but there’s more to it than that. If you’re still working out whether short term car insurance is right for you, have a look at our checklist.
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
Vehicles:
Drivers:
Short-term car insurance can be just as secure as an annual policy.
Your quote can cover:
Our policies also protect whoever’s behind the wheel including:
When you get temporary car insurance with GoShorty, you instantly get fully comprehensive car insurance. Comprehensive cover for temporary car insurance covers:
Here you can see a breakdown of temporary insurance costs for some popular car models. Temporary cover is also available for other vehicles up to the value of £65,000. Get a quote for short-term insurance in under two minutes to find out how much it will cost for your car.
| Car Model | 1 Hour | 1 Day | 1 Week |
|---|---|---|---|
| Volkswagen Golf | From £16.98 | From £24.22 | From £49.63 |
| Ford Fiesta | From £17.04 | From £24.22 | From £45.02 |
| Vauxhall Astra | From £16.98 | From £24.22 | From £47.58 |
| Vauxhall Corsa | From £16.98 | From £24.17 | From £43.62 |
| Ford Focus | From £16.98 | From £24.38 | From £45.51 |
| Volkswagen Polo | From £17.32 | From £24.22 | From £45.30 |
| Audi A3 | From £17.98 | From £25.97 | From £53.72 |
| BMW 3 Series | From £19.04 | From £26.34 | From £60.32 |
| BMW 1 Series | From £17.25 | From £25.26 | From £48.35 |
| Mercedes-Benz C | From £19.07 | From £25.71 | From £72.17 |
Yes, you can. If you have a car that you only use from time to time, that you store off-road, you can opt to insure your car for each journey or just on weekends, for example. If you are doing this, your car won’t be insured between policies, and you’ll need to keep it off the road and get a ‘Statutory Off Road Notification’
There are several instances where short term car insurance isn’t the right solution. When you hire or rent a vehicle, these will come with their own insurance or specialised hire car insurance. Temporary car insurance policies do not cover a hire or rental vehicle.
You also can’t use it if you’re using the car to make money. I.e. you can’t use it for a taxi or to transport goods.
There are three main factors that affect how much your short term car insurance will cost:
While these are the main factors, other things will come into play, too, like points on your license and any extras you want to add to your insurance.
Yes, you can! You can get temporary van insurance through GoShorty.
Yes, you can, and for a long time this was your main option, but it can be costly. Temporary car insurance is a short term and affordable solution that lets you instantly get insured on someone’s car, without affecting their policy. Also, rather than being added for a long chunk of time, you can do it for short bursts, like an hour or just a couple of days.
At this time, you can’t drive abroad with our short term cover. The insurers we work with only allow you to drive within the UK.
You can insure a car for as little as 1 hour with GoShorty. Check out our hourly car insurance for more information.
While we specialise in short term car insurance, you can actually insure a car for up to 28 days or one month with us. Check out our monthly car insurance.
While we try our best to offer everyone the best short-term insurance quote, we can’t always promise this. Factors such as your age, how long you’ve held your licence for and the vehicle you want to insure can affect your quote. While we can’t change this, we do hope you return if your circumstances change so that we can provide you with a flexible and affordable policy.
Yes, you can. For your car to be taxed you need a valid insurance policy and an up to date MOT. Once your temporary insurance policy is in place you will be able to tax your car. This can be done online, over the phone or via the post office.
Extending your policy is simple, easy and quick. It takes as little as 90 seconds to get covered. So once your policy comes to an end, simply repeat the super-quick process so you can get back on the road in no time.
Not found the answer you’re looking for? Either get in touch or checkout our other FAQs
Andy Moody – Founder and Managing Director
“Temporary car insurance represents a flexible, affordable and efficient option when it comes to getting covered to drive a borrowed car. With the cost of annual insurance premiums skyrocketing over the past year, we have seen a huge rise in drivers opting to get temporarily covered in order to borrow a car or car share. Reduce your annual miles, fuel and maintenance expenses, as well as lowering your carbon footprint, by choosing temporary car insurance. Whether you’re looking to split a long drive with a friend, or just require a car for a short time, GoShorty’s temporary car insurance policies allow drivers aged between 19-75 to drive whenever, wherever, while adhering to the UK’s road laws.”
Want to learn more about short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.
