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Our temporary car insurance offering is all about providing you with flexible insurance options, so you can get behind the wheel whenever you need to. We have short-term car insurance options to suit everyone:
Insurance for a day; get covered for a full 24 hours, the weekend, or for single days at a time.
Cheap temporary insurance for a full week. Get covered from one week up to four weeks at a time.
Short-term car insurance by the month. Get insured for a month in a few simple steps.
Temporary car insurance is a fast, flexible way to get comprehensive cover on your own car or someone else’s. Whether you need to borrow a car, share the drive, get insured quickly, or cover a vehicle for business use, short-term insurance is the solution.
It avoids the hassle of being added as a named driver to someone else’s policy and protects the car owner’s no-claims discount. So, you get the cover you need without impacting anyone else’s insurance.
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) twice a day, every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen temporary insurance covers.
What’s covered may vary slightly between providers, but when purchasing a short-term car insurance policy from us, you can generally expect the following:
While comprehensive cover offers excellent protection for the insured vehicle, there are additional options you might want to include for extra peace of mind on the road:
Learn more about these optional extras to customise the right policy for your needs.
Temporary car insurance is as versatile as it is convenient. It can save you time, cut down on high insurance costs, and ensure you’re always ready to hit the road. Whether it’s a last-minute drive or a planned trip, short-term cover is a flexible solution for all kinds of driving needs.
Here are just some of the ways our short-term insurance helps our customers out:
Need to borrow a car? Temporary insurance is quick, cost-effective, and protects the owner’s no-claims discount, no need to be added as a named driver anymore.
Buying a car privately? You’ll need insurance for a private test drive. Temporary cover makes it quick and easy, no delays between you and your potential new wheels.
You’ll need insurance to drive your new car home. Temporary cover is the perfect drive-away insurance option—get instant cover and hit the road straight away.
Not being a named driver isn’t an excuse to get out of driving on a long journey. With temporary cover, you can get insured quickly so you can safely share the drive.
Even in an emergency, it’s illegal to drive without insurance. If you need to drive a car you’re not insured on in an emergency, get instant temporary cover and be on your way without delays.
All our comprehensive temporary policies include Business Class 1 insurance, meaning you’re covered for work-related journeys beyond your daily commute.
We work with a trusted panel of insurers to offer the best prices for temporary car insurance. The exact cost of your cover depends on several factors, including:
The car you’re insuring.
Your personal details (like age and address).
Your driving history.
Insurers use this information to determine the final price.
Want a rough idea of the cost? Use our temporary car insurance cost calculator to get an instant estimate.
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Prices shown are based on the lowest sold prices over the period 07/22 to 07/23
Or, check the table below for an overview of where our temporary car insurance prices start from, based on different durations of cover:
| Temporary Car Insurance From: | |
|---|---|
| Policy Duration | Starting Price |
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
For the most accurate cost, get a personalised quote for temporary cover in under two minutes.
It’s so easy to get quick short-term car cover with us. All you need is to provide us with:
If you’re borrowing someone else’s car, you will also need their permission.
We have a wide acceptance criteria for our temporary car insurance policies, but to avoid frustration during the quoting process, review our eligibility criteria below, and explore our Who We Cover page for more information:
Phil Evans – Managing Director
“Sometimes you just need insurance for a short time, whether it’s to borrow a friend’s car, share the driving on a long journey, or cover a one-off trip. That’s why we offer temporary car insurance, giving you the flexibility to get insured for as little as one hour or up to 28 days.
Our policies are designed to be quick, simple, and hassle-free, letting you arrange comprehensive cover in minutes. Perfect for those moments when you need to get behind the wheel without the commitment of an annual policy. Drive safely, legally, and on your terms—only paying for the time you actually need.”
Yes, but it shouldn’t be your car’s only insurance. In the UK, cars must be insured at all times unless declared off the road with a SORN. Temporary insurance can be used alongside an annual policy but can’t replace it.
You might use temporary cover if:
It’s possible to have two policies on the same car, so temporary insurance can provide extra protection when needed.
Temporary car insurance can’t be used for:
Always check your policy details to ensure you’re properly covered for your needs.
Yes, temporary car insurance is valid in the EU as long as your journey starts and ends in the UK. However, the level of cover while abroad is likely to be third-party only, so check your policy details to confirm exactly what’s included.
Yes, you can use temporary insurance to tax your vehicle, provided you also have a valid MOT. Just ensure your temporary cover lasts long enough to stay insured after taxing, as your car must remain insured at all times unless it’s declared SORN.
No, temporary car insurance from a legitimate, FCA-authorised provider like us is completely legal. It’s an easy way to ensure you have comprehensive cover whenever you need it. However, it is illegal to leave a car uninsured unless it’s declared SORN. So, whether it’s with temporary insurance or an annual policy, make sure your car is always insured.
Yes, you can extend a short-term car insurance policy by purchasing a new one for your required duration. We’ll send reminders when your current policy is about to expire, and you can easily buy a new policy in under 30 seconds through Your GoShorty account, making it quick and simple to stay covered.
Not found the answer you’re looking for? Either get in touch or checkout our other FAQs
Want to learn more about short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.
