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Drive-away insurance is a popular type of temporary insurance, but it’s understandable if you’re not entirely sure what it involves.

In the first six months of 2024, over a fifth of our customers opted for this type of cover, it’s a common insurance type you might not know you need. In this guide, we’ll explain exactly what drive-away insurance is and when you might need it.

What Is Drive-Away Insurance?

Drive-away insurance is a temporary policy that allows you to drive a newly purchased vehicle home from the place of purchase. It’s a convenient, short-term policy designed to keep you insured while you arrange long-term cover.

This type of policy also enables you to tax your vehicle before driving it home, which is a legal requirement for any roadworthy car, even if you plan to park it outside your home for a while. So, make sure your vehicle is taxed and insured before you set off.

When Do You Need Drive-Away Insurance?

Insurance is mandatory whenever you’re driving a vehicle, even if it’s just for the short trip home from the dealership. While it’s exciting to finally get behind the wheel of your new car, it’s crucial to ensure you’re insured for that initial drive. Your car must always be insured unless SORN, so even if your new car is going to be parked on your drive for a while whilst you decide on an annual policy it needs insurance. Which is when a longer duration for a drive-away policy will be a good idea.

Drive-away insurance is specifically for this purpose, offering a simple, temporary policy that allows you to drive home safely and keep your car insured before setting up an annual policy. Driving without insurance can lead to fines and points on your licence, or in severe cases, disqualification and even jail time. It’s simply not worth the risk to drive uninsured, even for a short distance. Our daily insurance policies are a perfect solution for drive-away insurance, providing cover for the journey home and for however long it takes you to sort your main policy.

How Much Does Drive-Away Insurance Cost?

Drive-away insurance functions similarly to other temporary insurance policies, so the cost will depend on how long you need the cover for. In most cases, you’ll only require it for a short time, usually less than 24 hours.

You can get a quick quote to see exactly how much drive-away insurance will cost you. Or you can use our car insurance calculator to get an idea of potential prices. Using the calculator you can see that one day of insurance starts from around £20.44. While you might not need a full day’s cover, it’s reassuring to know that insuring your car for the drive home won’t be expensive.

Overall, opting for a short-term policy is always more cost-effective than purchasing an annual one just to get your car home. Drive-away insurance is the best choice, giving you time to select the most suitable annual policy once your vehicle is safely at home.

Why Our Drive-Away Insurance Is a Great Solution for Dealerships

Since June 2023, we’ve been partnering with car dealerships to provide essential drive-away insurance for their customers. We’re proud that hundreds of dealers across the country use our services, including drive-away insurance, test drive insurance, and courtesy car insurance, helping to ensure drivers are protected at every stage of their purchasing journey.

Our service is an excellent solution for dealerships, as our partnerships enable dealerships to earn commissions when their clients use our insurance. On average, 65% of a car dealer’s clients purchase the vehicle after getting a quote from us! The simple and quick quoting process for our drive-home insurance options avoids any bumps along the purchasing road… 

Dealerships benefit from a valuable revenue stream through referrals to our insurance. Our broad acceptance criteria and user-friendly quote system allow drivers to obtain cover within minutes, reducing the likelihood of clients being deterred by a lengthy application process. Since we began partnering with dealerships, we’ve issued thousands of policies to drivers taking home their new vehicles, and the feedback from our car sales partners has been overwhelmingly positive!

If you’re a dealership interested in partnering with us, you can easily get in touch. Or, if you’re about to purchase a new car, our drive-away insurance is here to help you get home safely!

Our temporary insurance also makes borrowing a car, car-sharing, or learning to drive easier than ever, with hourly, daily, weekly, and monthly policies available.

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