GoShorty offers temporary car insurance for anyone aged 19+. We understand that it can be difficult to find affordable insurance when you’re under 21, and even harder to afford insurance on top of buying your own car as a new driver. Temporary Young driver car insurance could be the answer to your problems.
Temporary car insurance for under 21s and new drivers offers young drivers the chance to get short term cover, from one hour to one day. If you’re borrowing someone else’s car or sharing your parents this can be the perfect policy that allows you to just pay for insurance when you need the car. The owner’s no claims discount will be protected and you can get cover in under two minutes – so it’s quick and easy to get on the road when you need to. If you’re lucky enough to buy your own car as a young driver, our driveaway insurance is great for getting your car home, giving you time to find the right policy for you.
Taking your car to uni with you, or need insurance to commute to and from college? We can also help you find temporary student car insurance.
Whether you’re 19, 20 or 21, we have plenty of temporary insurance options for you, perfect for young drivers. Get a quote and your documents sent to you in minutes, getting insurance has never been easier.
Temporary car insurance is potentially one of the best ways to insure young drivers, as it offers newer drivers an affordable way to get behind the wheel. It’s a method of insuring a driver on a car for a short period of time, rather than a lengthy annual policy. Use it to drive a family member’s car for a couple of hours or be able to share the drive with friends on a road trip, without having to go through the process of adding someone as a named driver.
As a new driver, you might not be driving all the time, so sharing a car and using our temporary insurance for younger drivers is a great way to save money without sacrificing your ability to get behind the wheel when you need to.
What’s covered may vary slightly between providers, but when purchasing a young driver insurance policy from us, you can generally expect the following:
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen temporary insurance covers.
While comprehensive cover offers excellent protection for the insured vehicle, there are additional options you might want to include for extra peace of mind on the road. Explore what’s available to you when you get a quote. Please note that not all optional extras will be available with every quote. Our current optional extras include the following:
Learn more about these optional extras to customise the right policy for your needs.
Young drivers typically find it difficult to get insurance at price points that are affordable. This is because they tend to have less driving experience under their belts and, as such, are deemed as being at a higher risk of being involved in an accident by insurers. Fortunately, temporary insurance is available and provides drivers aged under 21-years-old with a much more cost-effective way of getting cover.
The cost of car insurance for young drivers, specifically for those aged between 19 and 21, will depend on several factors including:
At GoShorty, we insure young drivers aged between 19 and 21 years old and can help you compare temporary insurance quotes to make sure you’re getting the best deal. Get a quote in under two minutes to find out exactly how much a temporary insurance policy could cost you.
If you’re a young driver who doesn’t have a licence yet, we have plenty of temporary learner policies available, perfect for practice sessions. For those under 21 who already have a full licence find your perfect temporary policy depending on the duration you need below…
For those over the age of 21, we also offer daily insurance for longer than one day, weekly car insurance, and monthly insurance.
So, when do young drivers need temporary car insurance? If you’re under the age of 21, there are still loads of instances in which having access to a car will be a game-changer. Here are some of the situations where a temporary policy can make life a lot easier.
Emergencies: Sometimes the unexpected happens and we need to jump into the driver’s seat in emergency situations. It could be due to illness or injury, but by taking out your own policy as an additional driver, you’ll get temporary cover in minutes, which will put you back in control and on your way to saving the day.
Borrowing a Friend or Family Members Car: Get comprehensive insurance for when you want to borrow a vehicle from family or friends. Whether you’re staying with them for a few days and car sharing whilst they’re away on holiday, having a comprehensive policy in place will protect you, the vehicle, and the owner’s no claims bonus.
If you’re a student borrowing a car to drive yourself and your mates to or from university, you’ll want to take out temporary insurance. Whether you’re doing the trip in a single afternoon or want to take a few days to get everything home, you can get a short-term insurance policy for the specific length of time you need, meaning you won’t end up paying any more than is absolutely necessary.
Holidays and road trips: Want to spend your summer driving around the UK on holiday with your mates? Temporary insurance can make this a reality. You can take out cover for a single weekend or for a period of several weeks, making it as easy as 1-2-3 for you and your friends to get on your way.
Driving to a Festival: You and some friends can all get insured on the same car to drive down to a festival together. With insurance for young drivers, you can all car share there and back, sharing the load of driving, making sure no one is getting behind the wheel feeling too groggy!
Driving a New Car Home: Our car insurance for young drivers can be used as driveaway insurance, to help you get a newly purchased vehicle home safely. If you’re a young driver, buying your first car is an exciting moment. With GoShorty, you can easily get your new car home with comprehensive cover, allowing you to organise a longer policy at a more convenient time.
Car insurance can be costly, especially for young drivers. Their inexperience behind the wheel makes them ‘higher risk’ in the eyes of insurers, leading to expensive annual policies. Young drivers are considered more likely to be involved in accidents, which could result in insurance claims.
Long-term policies often mean high monthly payments, but short-term insurance can help minimise these costs. Temporary insurance allows young drivers to pay only for the cover they need, offering a flexible alternative to committing to annual policies. This is particularly beneficial for young drivers who don’t yet own a vehicle or drive daily. With its affordability and flexibility, temporary insurance is an ideal option for newer and younger drivers.
Like all insurers, though, we don’t offer short-term cover for all young people as there are certain criteria that need to be met. You’ll need to have a full UK driving licence, permission from the owner of the vehicle and to have passed your test at least 6 months ago. Our eligibility criteria for getting cover includes:
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) twice a day every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
Vehicles:
Drivers:
If you’re 17 years old, then the only GoShorty insurance policy you’ll be able to take out is one of our learner driver policies. These are designed for anyone aged between 17 and 25 years old who has not yet passed their driving test, but wants to do lessons in a private vehicle or get some extra practice in before their test. We’ve created a more detailed guide specifically aimed at car insurance for 17-year-olds.
Currently, the youngest age we can insure on temporary car insurance is 19. Our young driver car insurance is available to give young drivers 19 and over a more affordable, flexible option, so they don’t have to pay and commit to an annual policy. You need to have held a full UK driving licence for at least six months to be eligible for our young drivers insurance.
Yes, as long as you have held a full UK driving licence for at least 6 months prior to applying for temporary car insurance, you’ll be able to benefit from one of our short-term policies. We offer temporary cover for 19-year-olds in flexible durations to suit you, meaning you can take out comprehensive car insurance without paying any more than necessary.
Yes, the majority of young drivers under the age of 21 but above the age of 18 can get temporary car insurance. As with all insurance policies, there are certain eligibility criteria which must be met, and it’s a requirement that you hold a full UK driving licence and have been driving for at least 6 months. Still looking to pass your test? We specialises in driving practice insurance too.
As a general rule, vehicles with larger engines are more expensive to insure. This is because their high-power engines are seen as more high risk due to the potential they have to cause serious accidents. Smaller cars with smaller engines are usually cheaper as they are considered safer to drive. This isn’t always a hard-and-fast rule, but GoShorty’s quote engine will automatically take your vehicle model into account when generating your price.
No, black boxes are not a legal requirement. However, young drivers may choose to install one if they want to lower their insurance rates. A black box reviews your driving habits, so, if you’re a careful driver you could make good savings. However, if you have a few bad driving habits or present a higher risk, you may choose to go without one.
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Want to learn more about short term cover? Discover if you’re eligible and take a look at our blogs to see if our young driver’s insurance works for you.
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