The Best Way to Get Insured for Delivery Work

If you’re delivering goods in exchange for payment (even just a few hours a week), you’ll need hire and reward insurance in place. Standard van insurance, even if it’s labelled as ‘business use’, doesn’t cover this type of work. 

Business use as part of a policy means it covers you if you’re driving to places for work outside of your usual commute. This doesn’t include making deliveries; you can find out more about when you need business use insurance in our guide. 

Without the right hire and reward policy, you could risk having your insurance voided or being fined for driving uninsured. Most companies won’t allow you to carry out deliveries without being covered. You’ll need specific delivery insurance in place if you do anything involving delivering goods for money, including: 

• Courier work – such as delivering parcels for services like Amazon, Evri, or DPD.
• Multi-drop van driving – including supermarket or local shop deliveries.
• Food delivery – if you’re delivering hot or cold food orders in a van.

With our delivery insurance options, you can pay as you go. Get covered from just 1 hour up to 28 days at a time – ideal if you’re working on a short-term contract or picking up seasonal shifts over the Christmas rush. Rather than paying for courier insurance all year round with an annual policy, you can simply layer it on top of your regular van insurance whenever you’re going to be working. 

This doesn’t just save you from being over-insured when you’re not working. It also means that if you get into an accident whilst working, you’d claim under your temporary policy. Protecting your no-claims discount on any other policies you have. 

Our delivery insurance for van drivers means you can:

• Get insured in minutes – there are no long forms to fill out or phone calls.
  
• Choose your own hours – with hourly, daily and monthly cover available.
  
• Avoid affecting your annual no-claims bonus – because our policies run separately from existing annual insurance policies.
  
• Only pay for the cover you need – perfect for ad hoc shift patterns. 

If you’re using your van to deliver for businesses like Amazon, Just Eat, or Deliveroo, we can help you stay covered without having to commit to a year-long policy.

If you’re using a van for delivery work this festive season, make sure you’re properly insured. Hire and reward insurance is a legal requirement – and we make it simple to get covered for as long as you need, whenever you need it.

Whether you’re delivering parcels, food, or picking up courier shifts between jobs, temporary hire and reward insurance helps you to stay protected, road legal, and ready to earn – without the faff.