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Our temporary car insurance offering is all about providing you with flexible insurance options, so you can get behind the wheel whenever you need to. We have short-term car insurance options to suit everyone:
Insurance for a day; get covered for a full 24 hours, the weekend, or for single days at a time.
Cheap temporary insurance for a full week. Get covered from one week up to four weeks at a time.
Short-term car insurance by the month. Get insured for a month in a few simple steps.
Temporary car insurance is a fast, flexible way to get comprehensive cover on your own car or someone else’s. Whether you need to borrow a car, share the drive, get insured quickly, or cover a vehicle for business use, short-term insurance is the solution.
It avoids the hassle of being added as a named driver to someone else’s policy and protects the car owner’s no-claims discount. So, you get the cover you need without impacting anyone else’s insurance.
MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) twice a day, every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen temporary insurance covers.
What’s covered may vary slightly between providers, but when purchasing a short-term car insurance policy from us, you can generally expect the following:
While comprehensive cover offers excellent protection for the insured vehicle, there are additional options you might want to include for extra peace of mind on the road:
Learn more about these optional extras to customise the right policy for your needs.
Temporary car insurance is as versatile as it is convenient. It can save you time, cut down on high insurance costs, and ensure you’re always ready to hit the road. Whether it’s a last-minute drive or a planned trip, short-term cover is a flexible solution for all kinds of driving needs.
Here are just some of the ways our short-term insurance helps our customers out:
Need to borrow a car? Temporary insurance is quick, cost-effective, and protects the owner’s no-claims discount, no need to be added as a named driver anymore.
Buying a car privately? You’ll need insurance for a private test drive. Temporary cover makes it quick and easy, no delays between you and your potential new wheels.
You’ll need insurance to drive your new car home. Temporary cover is the perfect drive-away insurance option—get instant cover and hit the road straight away.
Not being a named driver isn’t an excuse to get out of driving on a long journey. With temporary cover, you can get insured quickly so you can safely share the drive.
Even in an emergency, it’s illegal to drive without insurance. If you need to drive a car you’re not insured on in an emergency, get instant temporary cover and be on your way without delays.
All our comprehensive temporary policies include Business Class 1 insurance, meaning you’re covered for work-related journeys beyond your daily commute.
We work with a trusted panel of insurers to offer the best prices for temporary car insurance. The exact cost of your cover depends on several factors, including:
The car you’re insuring.
Your personal details (like age and address).
Your driving history.
Insurers use this information to determine the final price.
Want a rough idea of the cost? Use our temporary car insurance cost calculator to get an instant estimate.
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Prices shown are based on the lowest sold prices over the period 07/22 to 07/23
Or, check the table below for an overview of where our temporary car insurance prices start from, based on different durations of cover:
| Temporary Car Insurance From: | |
|---|---|
| Policy Duration | Starting Price |
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
For the most accurate cost, get a personalised quote for temporary cover in under two minutes.
It’s so easy to get quick short-term car cover with us. All you need is to provide us with:
If you’re borrowing someone else’s car, you will also need their permission.
We have a wide acceptance criteria for our temporary car insurance policies, but to avoid frustration during the quoting process, review our eligibility criteria below, and explore our Who We Cover page for more information:
Phil Evans – Managing Director
“Sometimes you just need insurance for a short time, whether it’s to borrow a friend’s car, share the driving on a long journey, or cover a one-off trip. That’s why we offer temporary car insurance, giving you the flexibility to get insured for as little as one hour or up to 28 days.
Our policies are designed to be quick, simple, and hassle-free, letting you arrange comprehensive cover in minutes. Perfect for those moments when you need to get behind the wheel without the commitment of an annual policy. Drive safely, legally, and on your terms—only paying for the time you actually need.”
When you get temporary car insurance with GoShorty, you instantly get fully comprehensive car insurance. Comprehensive cover for temporary car insurance covers:
Here you can see a breakdown of temporary insurance costs for some popular car models. Temporary cover is also available for other vehicles up to the value of £65,000. Get a quote for short-term insurance in under two minutes to find out how much it will cost for your car.
| Car Model | 1 Hour | 1 Day | 1 Week |
|---|---|---|---|
| Volkswagen Golf | From £16.98 | From £24.22 | From £49.63 |
| Ford Fiesta | From £17.04 | From £24.22 | From £45.02 |
| Vauxhall Astra | From £16.98 | From £24.22 | From £47.58 |
| Vauxhall Corsa | From £16.98 | From £24.17 | From £43.62 |
| Ford Focus | From £16.98 | From £24.38 | From £45.51 |
| Volkswagen Polo | From £17.32 | From £24.22 | From £45.30 |
| Audi A3 | From £17.98 | From £25.97 | From £53.72 |
| BMW 3 Series | From £19.04 | From £26.34 | From £60.32 |
| BMW 1 Series | From £17.25 | From £25.26 | From £48.35 |
| Mercedes-Benz C | From £19.07 | From £25.71 | From £72.17 |
Yes, you can. If you have a car that you only use from time to time, that you store off-road, you can opt to insure your car for each journey or just on weekends, for example. If you are doing this, your car won’t be insured between policies, and you’ll need to keep it off the road and get a ‘Statutory Off Road Notification’
There are several instances where short term car insurance isn’t the right solution. When you hire or rent a vehicle, these will come with their own insurance or specialised hire car insurance. Temporary car insurance policies do not cover a hire or rental vehicle.
You also can’t use it if you’re using the car to make money. I.e. you can’t use it for a taxi or to transport goods.
There are three main factors that affect how much your short term car insurance will cost:
While these are the main factors, other things will come into play, too, like points on your license and any extras you want to add to your insurance.
Yes, you can! You can get temporary van insurance through GoShorty.
Yes, you can, and for a long time this was your main option, but it can be costly. Temporary car insurance is a short term and affordable solution that lets you instantly get insured on someone’s car, without affecting their policy. Also, rather than being added for a long chunk of time, you can do it for short bursts, like an hour or just a couple of days.
At this time, you can’t drive abroad with our short term cover. The insurers we work with only allow you to drive within the UK.
You can insure a car for as little as 1 hour with GoShorty. Check out our hourly car insurance for more information.
While we specialise in short term car insurance, you can actually insure a car for up to 28 days or one month with us. Check out our monthly car insurance.
While we try our best to offer everyone the best short-term insurance quote, we can’t always promise this. Factors such as your age, how long you’ve held your licence for and the vehicle you want to insure can affect your quote. While we can’t change this, we do hope you return if your circumstances change so that we can provide you with a flexible and affordable policy.
Yes, you can. For your car to be taxed you need a valid insurance policy and an up to date MOT. Once your temporary insurance policy is in place you will be able to tax your car. This can be done online, over the phone or via the post office.
Extending your policy is simple, easy and quick. It takes as little as 90 seconds to get covered. So once your policy comes to an end, simply repeat the super-quick process so you can get back on the road in no time.
Not found the answer you’re looking for? Either get in touch or checkout our other FAQs
Want to learn more about short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.
