Need short-term cover? With us, it only takes a couple of minutes. Just enter your car details, choose how long you need cover for, and get insured instantly. Check out our customer reviews below to see how quick and easy it is.
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Our temporary car insurance offering is all about providing you with flexible insurance options, so you can get behind the wheel whenever you need to. We have short-term car insurance options to suit everyone:
Insurance for a day; get covered for a full 24 hours, the weekend, or for single days at a time.
Cheap temporary insurance for a full week. Get covered from one week up to four weeks at a time.
Short-term car insurance by the month. Get insured for a month in a few simple steps.
Temporary car insurance gives you comprehensive cover on a car you own or someone else’s, without changing their policy or affecting their No Claims Discount.
You might need it for a day out, a shared drive, a private test drive, or to borrow a car in a pinch. Whatever the reason, you’ll be sorted in minutes.
Key features:
MID Reporting: We submit all temporary policies to the Motor Insurance Database (MID) three times a day, 365 days a year. Learn more about askMID here. We still recommend keeping a copy of your insurance certificate with you; we always email this directly to you.
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your Policy Wording and Insurance Product Information Documents for specific details on what your chosen temporary insurance covers.
What’s covered may vary slightly between providers, but when purchasing a short-term car insurance policy from us, you can generally expect the following:
Want extra protection? You can add:
Learn more about these optional extras to build a temporary car insurance policy that fits your journey.
Short-term car insurance can save you money and time. Here’s how our customers typically use it:
Stay legal without affecting someone else’s policy.
Get instant cover to drive a car you’re considering buying.
Insure it instantly to drive it home.
Take turns behind the wheel on a road trip.
Quick cover for any last-minute driving needs.
All temporary cover includes Business Class 1 use.
We work with a trusted panel of insurers to offer the best prices for short-term insurance. The exact cost of your cover depends on several factors, including:
The car you’re insuring.
Your personal details (like age and address).
Your driving history.
Insurers use this information to determine the final price.
Want a rough idea of the cost? Use our temporary car insurance cost calculator to get an instant estimate.
Or, check the table below for an overview of where our temporary car insurance prices start from, based on different durations of cover:
| Temporary Car Insurance From: | |
|---|---|
| Policy Duration | Starting Price |
| 1 hour | From £16.40 |
| 2 hours | From £16.74 |
| 3 hours | From £16.40 |
| 4 hours | From £20.14 |
| 1 day | From £22.57 |
| 2 days | From £22.60 |
| 3 days | From £29.35 |
| 4 days | From £34.35 |
| 1 week | From £29.46 |
| 2 weeks | From £21.83 |
For the most accurate cost, get a personalised quote for temporary cover in under two minutes.
It’s so easy to get quick short-term car cover with us. All you need is to provide us with:
If you’re borrowing someone else’s car, you will also need their permission.
We have a wide acceptance criteria for our temporary car insurance policies, but to avoid frustration during the quoting process, review our eligibility criteria below, and explore our Who We Cover page for more information:
Phil Evans – Managing Director
“Sometimes you just need insurance for a short time, whether it’s to borrow a friend’s car, share the driving on a long journey, or cover a one-off trip. That’s why we offer temporary car insurance, giving you the flexibility to get insured for as little as one hour or up to 28 days.
Our policies are designed to be quick, simple, and hassle-free, letting you arrange comprehensive cover in minutes. Perfect for those moments when you need to get behind the wheel without the commitment of an annual policy. Drive safely, legally, and on your terms, only paying for the time you actually need.”
Yes, but it shouldn’t be your car’s only insurance. In the UK, cars must be insured at all times unless declared off the road with a SORN. Temporary insurance can be used alongside an annual policy but can’t replace it.
You might use temporary cover if:
It’s possible to have two policies on the same car, so temporary insurance can provide extra protection when needed.
Temporary car insurance can’t be used for:
Always check your policy details to ensure you’re properly covered for your needs.
Yes, temporary car insurance is valid in the EU as long as your journey starts and ends in the UK. However, the level of cover while abroad is likely to be third-party only, so check your policy details to confirm exactly what’s included.
Yes, you can use temporary insurance to tax your vehicle, provided you also have a valid MOT. Just ensure your temporary cover lasts long enough to stay insured after taxing, as your car must remain insured at all times unless it’s declared SORN.
No, temporary car insurance from a legitimate, FCA-authorised provider like us is completely legal. It’s an easy way to ensure you have comprehensive cover whenever you need it. However, it is illegal to leave a car uninsured unless it’s declared SORN. So, whether it’s with temporary insurance or an annual policy, make sure your car is always insured.
Yes, you can extend a short-term car insurance policy by purchasing a new one for your required duration. We’ll send reminders when your current policy is about to expire, and you can easily buy a new policy in under 30 seconds through Your GoShorty account, making it quick and simple to stay covered.
Not found the answer you’re looking for? Either get in touch or checkout our other FAQs
Want to learn more about short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.
