Temporary Car Insurance: 1 hour to 4 weeks

1 Vehicle
2 Driver
3 Quote
4 Confirm

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Our temporary car cover speaks for itself

About the Vehicle you want to insure

Vehicle Details

Vehicle Registration Logo

Tell us the Gross Vehicle Weight of the vehicle, you can find this information on the vehicle registration document, owner’s manual or on the vehicle plate, these vary in position; it could be riveted to the inside of a front door panel, or somewhere within the engine bay or on the VIN plate.

Social Domestic Pleasure Covers the drivers named on the policy for normal day to day driving. Shopping, visiting friends or family and pleasure driving such as going to the park or on holiday. However, it doesn't include commuting to work.
Social Domestic Pleasure Commuting Allows you to drive your vehicle privately, for your own personal use. Things like going to the shops, collecting family members or friends and commuting between your home and your place of work or study are all covered by this class of cover.
Social Domestic Pleasure Commuting Business Includes all the previous two classes plus business car insurance which can cover a wide range of uses, such as travelling between different work locations, visiting customers or driving around other employees. Anything, in fact, that's on behalf of the company.

About the Vehicle you want to insure

Your Cover Details

Please enter your personal details

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About the Driver to be insured?

Please enter additional driver details

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About the additional Driver to be insured?

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Your Best Available Options

You change the options using the fields below and your best available rate will change accordingly.

Instant Cover available online
Flexible Pay as you Go cover

Fully Comprehensive Cover for

GoShorty offer Quotes from a range of insurers, covering varying situations that our customers may require short insurance for, it is important that you read and understand our Assumptions and Eligibility Criteria before purchasing any policy from this website.

To find out more about our range of products visit our FAQ's page for further details or follow the link below to read and download important information.

Your Cover Confirmation

Costs & Breakdown of Costs

Total to Pay:

  • Insurance Premium

  • Admin fee

  • Insurance Premium tax (IPT) is included where applicable

Vehicle & Insurance Details

  • Registration No.

  • Vehicle

  • Insurer

  • Cover Type

  • Length of Cover

  • Cover to start

  • Cover to end

  • Compulsory Excess

Driver Details

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Email Address:

  • Contact Number:

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Contact Number:

Your Policy Documents will be sent by email to:

Is this all correct? If not Go Back and make any necessary changes, only click Confirm and Continue if all the above information is correct.

Acceptance Criteria and Eligibility

Please read the following carefully, you must only click Confirm and Pay if you do meet and agree to these conditions.

By clicking Confirm and Pay you are agreeing that you meet and agree to the conditions shown above.

Drivers aged 18-75
Instant cover available online
From 1 hour - 28 days
Flexible Pay as you Go cover
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Temporary Car Insurance

Need insurance to drive a car for an hour, a day, a week or a month? Use our quick and easy quote form to find cheap, affordable short term car insurance. Protect the owner’s No Claims Discount by taking out your own policy and ensuring you are legally and adequately insured. And with your insurance documents delivered straight to your inbox, you could be covered to dive away in minutes.

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What is Temporary Car Insurance?

Temporary car insurance is an affordable way to cover yourself to drive a different car on a flexible basis. By taking out short term cover you are preserving any other insurance policies you have, as well as protecting the vehicle owner’s No Claims Discount.

We provide cover from as little as 1 hour and up to 1 month (28 days). This affordable approach allows you to only pay for the cover you need.

Our easy to follow quote form does the hard work for you, finding you the best temporary car insurance available, allowing you to get a quote and buy cover in minutes.

Customer surveys reveal that UK motorists’ second biggest car-related concern is the cost of insurance. You could save money by using a short term policy. By taking out temporary cover car insurance, you have the flexibility to only pay for what you use, saving money.

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Who needs Temporary Car Insurance?

There are a whole host of reasons you may need to take out a short-term insurance policy, including:

  • Borrowing a Car or Van


    If you’re borrowing a vehicle from a friend or family for a one-off trip, then temporary insurance is perfect for you.
  • Occasional Driver


    If you only drive a car every now and then, with one main driver already insured, then you may only need to grab short term car insurance for your journeys.
  • Sharing the Driving on a Long Trip


    Temporary car insurance is perfect for long road trips where you’re all taking it in turns to get behind the wheel but don’t want to risk affecting the owner’s no claims discount.
  • Using a Courtesy Car


    Not driving your own car? Temporary cover is here to help.
  • Emergency Usage


    When an emergency strikes and you find yourself at the wheel of someone else’s car, put your mind at ease with temporary cover.
  • Moving to a New House or Office


    Temporary cover is perfect for short one-time journeys where you just need car insurance short term.
  • Young Drivers back from University or College


    we have temporary student car insurance that’s perfect for students making individual trips.
  • Collecting or Delivering a Vehicle


    while some car sellers give you drive-away insurance, many don’t. Make sure you’re covered when picking up or dropping off a car.
  • Test Driving a New Car


    want to try before you buy? Make sure you’ve got yourself hourly car insurance to help you avoid a sticky situation.
  • Learner Drivers and Young Drivers


    if your kids are learning to drive, then short term car insurance could be their ticket to practising in their own time without a hefty bill.

Young Drivers

We don't forget about our young drivers! We can help with the following...

What you need to buy a Temporary Car Insurance policy

  1. 1. Details About the Vehicle you want to drive The car registration number, make and model, for example.
  2. 2. Policy Duration When you want insurance to start and end - you can take cover from 1 hour to 28 days.
  3. 3. Details About You Your name, date of birth, address and your driver’s license number, for example.
  4. 4. Your Driving History We will need to know what type of license you hold and for how long.
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Are you Eligible for Temporary Car Cover?

Before you get a quote, you need to know that you’re eligible. At the very least, you need a valid driving license and the vehicle owner’s permission, but there’s more to it than that. If you’re still working out whether short term car insurance is right for you, have a look at our checklist.

Drivers must:

  • Private Car driver aged 18 to 75
  • Commercial Vehicle driver aged 21 to 75
  • You must have held your driver’s license for at least 6 months
  • License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
  • Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
  • Number of penalty points in last 3 years must not exceed 6
  • Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending.

Vehicles:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £60,000
  • Maximum value Vans: £25,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only - usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 8 seats and is not a rental or hire vehicle (if commercial - no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

Save money by paying only for what you need with our flexible Pay as You Go cover!

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Temporary Car Insurance FAQs

+When is temporary insurance not suitable?

There are several instances where short term car insurance isn’t the right solution. When you hire or rent a vehicle, these will come with their own insurance or specialised hire car insurance. Temporary car insurance policies do not cover a hire or rental vehicle.
You also can’t use it if you’re using the car to make money. I.e. you can’t use it for a taxi or to transport goods.

+What does temporary car insurance cover?

When you get temporary car insurance with GoShorty, you instantly get fully comprehensive car insurance. Comprehensive cover for temporary car insurance covers:
  • Loss, theft or damage
  • Accident recovery
  • Legal liability

+What does temporary car insurance cost?

There are three main factors that affect how much your short term car insurance will cost:
  1. Your age
  2. The vehicle you want to cover
  3. The length of the policy

While these are the main factors, other things will come into play, too, like points on your license and any extras you want to add to your insurance.

+Can I get temporary van insurance?

Yes, you can! You can get temporary van insurance through GoShorty.

+Can I be added to another person’s car insurance policy?

Yes, you can, and for a long time this was your main option, but it can be costly. Temporary car insurance is a short term and affordable solution that lets you instantly get insured on someone’s car, without affecting their policy. Also, rather than being added for a long chunk of time, you can do it for short bursts, like an hour or just a couple of days.

+Can I use temporary car insurance abroad?

At this time, you can’t drive abroad with our short term cover. The insurers we work with only allow you to drive within the UK.

+What’s the shortest time I can insure?

You can insure a car for as little as 1 hour with GoShorty. Check out our hourly car insurance for more information.

+What’s the longest time I can insure on a temporary car insurance policy?

While we specialise in short term car insurance, you can actually insure a car for up to 28 days or one month with us. Check out our monthly car insurance.

+Can I use temporary car insurance for my own car?

Yes, you can. If you have a car that you only use from time to time, that you store off-road, you can opt to insure your car for each journey or just on weekends, for example.
If you are doing this, your car won’t be insured between policies, and you’ll need to keep it off the road and get a ‘Statutory Off Road Notification’

Not found the answer you’re looking for? Either get in touch or check our other FAQs.

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