Hourly car insurance: 1 to 23 hour cover

1 Vehicle
2 Driver
3 Quote
4 Confirm

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Our hourly car cover speaks for itself

About the Vehicle you want to insure

Vehicle Details

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Tell us the Gross Vehicle Weight of the vehicle, you can find this information on the vehicle registration document, owner’s manual or on the vehicle plate, these vary in position; it could be riveted to the inside of a front door panel, or somewhere within the engine bay or on the VIN plate.

Social Domestic Pleasure Covers the drivers named on the policy for normal day to day driving. Shopping, visiting friends or family and pleasure driving such as going to the park or on holiday. However, it doesn't include commuting to work.
Social Domestic Pleasure Commuting Allows you to drive your vehicle privately, for your own personal use. Things like going to the shops, collecting family members or friends and commuting between your home and your place of work or study are all covered by this class of cover.
Social Domestic Pleasure Commuting Business Includes all the previous two classes plus business car insurance which can cover a wide range of uses, such as travelling between different work locations, visiting customers or driving around other employees. Anything, in fact, that's on behalf of the company.

About the Vehicle you want to insure

Your Cover Details

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About the Driver to be insured?

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About the additional Driver to be insured?

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Your Best Available Options

You change the options using the fields below and your best available rate will change accordingly.

Instant Cover available online
Flexible Pay as you Go cover

Fully Comprehensive Cover for

GoShorty offer Quotes from a range of insurers, covering varying situations that our customers may require short insurance for, it is important that you read and understand our Assumptions and Eligibility Criteria before purchasing any policy from this website.

To find out more about our range of products visit our FAQ's page for further details or follow the link below to read and download important information.

Your Cover Confirmation

Costs & Breakdown of Costs

Total to Pay:

  • Insurance Premium

  • Admin fee

  • Insurance Premium tax (IPT) is included where applicable

Vehicle & Insurance Details

  • Registration No.

  • Vehicle

  • Insurer

  • Cover Type

  • Length of Cover

  • Cover to start

  • Cover to end

  • Compulsory Excess

Driver Details

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Email Address:

  • Contact Number:

  • Driver Name:

  • D.O.B:

  • Age (at start of policy):

  • Address:

  • Contact Number:

Your Policy Documents will be sent by email to:

Is this all correct? If not Go Back and make any necessary changes, only click Confirm and Continue if all the above information is correct.

Acceptance Criteria and Eligibility

Please read the following carefully, you must only click Confirm and Pay if you do meet and agree to these conditions.

By clicking Confirm and Pay you are agreeing that you meet and agree to the conditions shown above.

Trustpilot

Drivers aged 18-75
Instant cover available online
From 1 hour - 28 days
Flexible Pay as you Go cover
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Hourly car insurance

GoShorty is an expert in temporary car insurance, and we offer short term cover for as little as one hour. Our quick and easy quote form above will find you cheap car insurance by the hour for any trip you want to take within the UK. If you just need to use a car for a short time, hourly car insurance will let you do that without risking the owner’s No Claims Discount.

Drive for up to 12 hours at a time with an hourly car insurance policy of your own. You’ll have your hourly insurance policy documents delivered right to your email inbox as soon as you’re approved. Get driving in minutes.

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What is hourly car insurance?

Hourly car insurance is an affordable way to get short term cover when you only need to drive your car for short periods. Maybe you want to insure your child for a couple of hours a week while they learn, or you’re doing a long drive from Cornwall to Newcastle, and your friend is helping out with the driving. Hourly car insurance stops you from having to add someone to your insurance for a long period of time or risking your No Claims Discount.

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Get car insurance by the hour, day, week or month with GoShorty

Temporary Car Insurance
Daily Car Insurance
Weekly Car Insurance
Monthly Car Insurance

What are the uses of Hourly Car Insurance?

Not sure whether hourly insurance cover is right for you? You’ll find that temporary car insurance cover is perfect for anyone who just needs to be insured on a car for very short trips. Hourly car insurance is ideal for:

  • Car Sharing


    Especially if you’re going on a long journey and want to share the load on driving with a friend or family member.

  • Test Driving a Car


    When you’re buying a car second hand it’s a great way to get behind the wheel without the risk

  • Emergencies


    Need to be somewhere quickly, but you’re not insured on someone’s car? Hourly insurance could be just the ticket.

  • Learner Drivers who wish to practice


    Getting in the extra hours outside a lesson without breaking the bank can be crucial to a speedy pass.

  • Borrowing a Car


    Need to run one short errand? Hourly insurance is ideal for short term cover.

What you need to buy Hourly Car Insurance

  1. 1. Details About the Vehicle you want to drive The car Registration Number, Make and Model, for example.
  2. 2. Policy Duration When you want insurance to start and end - You can take cover from 1 hour to 28 days.
  3. 3. Details About You Your Name, Date of Birth, address and your driver’s license number, for example.
  4. 4. Your Driving History We will need to know what type of license you hold and for how long.
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Can I get hourly insurance - am I eligible?

Yes, you can insure a car by the hour, but not everyone will be eligible for short term car insurance. You’ll need a valid UK driving licence, the vehicle owner's permission, and a few other things to qualify for hourly insurance cover. We’ve broken it down below:

Drivers:

  • Private Car driver aged 18 to 75
  • Commercial Vehicle driver aged 21 to 75
  • You must have held your driver’s license for at least 6 months
  • License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
  • Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
  • Number of penalty points in last 3 years must not exceed 6
  • Resident in UK for 12 months minimum
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending.

Vehicles:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £60,000
  • Maximum value Vans: £25,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only - usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
  • Has no more than 8 seats and is not a rental or hire vehicle (if commercial - no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

Save money by paying only for what you need with our flexible Pay as You Go cover!

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Hourly car insurance FAQs

+What’s the shortest amount I can cover with hourly insurance?

We offer temporary insurance for as low as one hour to help you save money on car insurance.

+What’s the longest time I can cover with hourly insurance?

If you want to insure your car by the hour, you can only insure it for a maximum of 12 hours. After this, we offer day car insurance, weekly car insurance or monthly car insurance. The longest period we provide temporary car insurance for is 28 days.

+What’s covered by hourly car insurance?

Our hourly car cover offers fully comprehensive car insurance for the period of time you’ve chosen. This means you’ll be covered on someone else’s car, or your own car, for the following:
  • Loss, theft or damage
  • Accident recovery
  • Legal liability

Not found the answer you’re looking for? Either get in touch or check our other FAQs.

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