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Temporary learner driver insurance, or provisional learner insurance is a popular choice for provisional drivers who want to get more hours of driving practice in, without the expense of driving lessons. All you need is access to a car and a suitable driving supervisor for practice sessions.
Short-term learner insurance is a great option for anyone looking to get a bit of extra practice before their test. Our temporary learner driver insurance is flexible so you only pay for the hours, days, or weeks you need cover for. That’s why pay as you go learner insurance is a great option. Get a quote in minutes, all you need is a provisional licence and a suitable car to learn in.
The cost of learner insurance is a worry for those looking to learn to drive. Our short-term cover takes the stress out of financing learning to drive. Temporary learner insurance is actually one of the cheapest ways to insure learners. Thanks to the flexible nature of this type of provisional insurance, you only pay for cover when you need it, saving you money in the long run. There’s nothing worse than paying to insure a car for practice sessions and it only gets used a handful of times.
We’re pleased to offer learner insurance for ages 17 to 75, so no matter what stage of life you’re in when you decide to start learning, we have provisional insurance options to suit you.
What’s covered may vary slightly between providers, but when purchasing a learner policy from us, you can generally expect the following:
All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen learner insurance covers.
While comprehensive cover offers excellent protection for the insured vehicle, there are additional options you might want to include for extra peace of mind whilst out practising your driving:
Learn more about these optional extras to customise the right policy for your needs.
Learner driver car insurance is a specialised policy created to help get learners behind the wheel whilst they only have a provisional licence. Use a learner driver car insurance policy to practise, or to take your test in a car you’re familiar with, as long as it fits the necessary criteria. Whether you are looking for insurance to be covered on your parent’s car or your own, we can help you get covered.
Lessons are a great way to learn the driving skills you need, but practising in your spare time can be the difference between a pass and a fail.
Avoid being tied into a long-term insurance policy when you’re just a learner. Save time and money by getting a quote to drive your friend’s or family member’s car with comprehensive car insurance. Without putting their no-claims discount at risk, which would happen if you were to add a learner to your insurance.
Learner driver insurance costs do differ depending on a few factors. But with temporary learner insurance you can be confident that you’re getting a great deal compared to being added to an annual policy.
Our learner driver insurance calculator gives you an idea of how much your policy could cost. It only takes seconds to generate an estimated price. One day of learner insurance could cost as little as £20.09. Whether you need insurance for learning to drive at 18, or are learning later in life, get a quote in under two minutes to find out exactly how much it could cost you.
Give it a try…
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Prices shown are based on the lowest sold prices over the period 07/22 to 07/23
Temporary learner insurance is one of the best ways to insure a learner, thanks to the low costs and flexible durations available. Here you can see the starting prices for our flexible learner policies. As many factors affect the price of insurance, the prices you are quoted may vary.
| Temporary Learner Insurance Costs: | |
|---|---|
| Policy Duration | Starting Price |
| 1 hour | From £15.01 |
| 2 hours | From £15.38 |
| 3 hours | From £16.83 |
| 4 hours | From £16.66 |
| 1 day | From £20.09 |
| 2 days | From £23.24 |
| 3 days | From £25.42 |
| 4 days | From £32.90 |
| 1 week | From £43.76 |
| 2 weeks | From £51.94 |
Prices shown are based on the lowest sold prices over the period 07/22 to 07/23.
Get some more practice before their test.
Borrow a friend or family member’s car.
Take their test in a friend or family member’s car.
Getting comfortable in the car that will be yours once you pass your test.
We offer temporary learner insurance policies which can be used for a number of reasons. Due to the infrequency of practice sessions learners tend to have, temporary options are one of the best ways to insure learner drivers. Our available learner policies include –
Practice is important when you’re learning any new skill, especially when you’re learning to drive. The time needed to pass your test varies from person to person. But on average it’s believed that you need 40 to 45 hours of driving lessons to pass your test, supplemented with 15 to 20 hours of practice with family and friends, according to Government data.
This makes short-term learner driver insurance the perfect choice as you can drive any car while being properly supervised outside of lessons. This gives you the chance to rack up those practice hours away from your driving instructor in your own time.
Insurance for learner drivers gives you the chance to improve your driving before your test. Our flexible cover lets you insure a learner for as little as 1 hour, up to 24 weeks. Save yourself the cost of an annual policy and pay only for the few days of practice you need. Rather than wasting money on long term cover you won’t use, save with our car insurance for learner drivers.
The registration of the car you’re looking to insure.
A suitable person supervising who is also insured on the vehicle either with an annual or short-term policy.This must be someone over the age of 21; however, always check your specific policy requirements, as some may require supervisors to be over 25. They must also have held a full UK driving licence for at least 3 years. Learners cannot drive alone with a provisional licence, this could lead to points on your provisional licence that will carry over to your full licence!
When you want your learner insurance policy to start and end – you can get cover from 1 hour to 6 months.
Personal details such as your name, date of birth, address and your provisional driver’s licence number.
Taking out temporary learner driver insurance is easy. You can take out temporary learner insurance if you have a provisional licence, are between the ages of 17 and 75 and meet some more criteria, highlighted below. The named driver must always be accompanied by someone over 21 who owns a full UK driving licence that they’ve held for at least 3 years. Some policies require your supervisor to be over the age of 25, so ensure they meet the age requirement for your policy before getting behind the wheel.
Your learner driver insurance policy expires when you pass your test, so you may need different insurance to drive home from your test. Please carefully read your insurance policy wording to check this for your policy. Once this has passed you will need to source an alternative policy to remain covered, like our temporary car insurance, the perfect insurance for new drivers!
Criteria the Car Being Insured Must Meet:
Criteria the Learner Being Insured Must Meet:
Yes, learner drivers need insurance when practising to drive in a friend’s or parent’s car. This ensures you’re fully covered before hitting the road, whether you need an hour’s practice, or want to take some time to fine tune your skills before your test.
Learner drivers do not need to take out cover when using their instructor’s car during a lesson or test.
Here you can see the cost of insurance for some of the most popular cars used for learner practice. These are starting prices, for an accurate price for you and the car you’re learning in, get a quote in under two minutes.
| Car Model | 1 Hour | 1 Day | 1 Week |
|---|---|---|---|
| Ford Fiesta | From £21.26 | From £25.46 | From £58.60 |
| Vauxhall Corsa | From £16.98 | From £26.84 | From £58.60 |
| Volkswagen Polo | From £18.69 | From £31.32 | From £58.60 |
| Volkswagen Golf | From £22.90 | From £24.22 | From £83.00 |
| Ford Focus | From £20.57 | From £35.45 | From £83.00 |
| Vauxhall Astra | From £17.98 | From £31.67 | From £84.94 |
| Audi A1 | From £19.13 | From £38.39 | From £93.85 |
It works in the same way as a traditional car insurance policy. Provisional licence holders will be insured to drive the nominated car and the policy will sit alongside the car owner’s own car insurance policy. With GoShorty you can get a quote in minutes and have the policy in your inbox in seconds so you can start practising.
Yes you do. As a learner driver, you can only drive with someone in the same car. This person must hold a full UK driving licence, have at least 3 years of driving experience, and be aged 21 or older. They don’t have to be related to you. However, some policies require supervisors to be over 25, so always check your policy’s specific wording before heading out for a practice session.
You can learn to drive in another person’s car as long as you have the right type of insurance. It’s important to practise driving as much as possible before your test. So a temporary policy allows you to get that important extra practice in, safely and under suitable supervision. You need a provisional licence, as well as a driver who is suitable to supervise you and the appropriate plates for your country. These are L in England & Scotland, with the option of D in Wales.
We offer temporary learner insurance for drivers aged 17-75. As long as you hold a provisional licence and a suitable vehicle to learn in, we can get you on the road in minutes.
No it doesn’t. Once you’ve passed your practical driving test your learner driver insurance will no longer be valid. You have a grace period of 3 hours to drive home from the test centre, but once this period is over you must take out another policy like our temporary car insurance service.
It is possible to add a learner driver onto your already existing policy, however, this can be costly and put your no claims discount at risk. If you add a learner to your policy it is likely you will be paying for insurance for a long time period when in reality they will only drive the car for a fraction of the time.
Instead of adding a learner to your existing policy, a less costly and more flexible option is to have them take out a temporary learner policy on the car they will be practising in. A temporary policy allows the learner to just be covered when they will actually be practising their driving with you, so you can get cover for a couple of hours or a couple of days at a time. Rather than wasting money on insurance when they might not have time to practise for weeks.
By taking out temporary learner cover, any no claims discount the owner of the practice car in question has will be protected, because it is a separate policy. Another reason to go temporary over adding to your annual policy.
Yes, you can insure two drivers on the same car. So if you have a few budding drivers looking to get some extra practice before their test, they can all share one vehicle. This way you can be safe in the knowledge that they’re protected while on the roads.
Yes it does. If you want to take the practical driving test in your own car then you can use learner driver insurance to do this. However, the car must meet the necessary criteria to be used for a driving test. If you are taking it in your driving instructor’s car then you won’t need to worry about sorting your own insurance for the test.
Andy Moody – Founder and Managing Director
“Temporary car insurance represents a flexible, affordable and efficient option when it comes to getting covered to drive a borrowed car. With the cost of annual insurance premiums skyrocketing over the past year, we have seen a huge rise in drivers opting to get temporarily covered in order to borrow a car or car share. Reduce your annual miles, fuel and maintenance expenses, as well as lowering your carbon footprint, by choosing temporary car insurance. Whether you’re looking to split a long drive with a friend, or just require a car for a short time, GoShorty’s temporary car insurance policies allow drivers aged between 19-75 to drive whenever, wherever, while adhering to the UK’s road laws.”
Learn more about learning to drive and provisional insurance across our blog…
