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Daily Car Insurance

Get cover for 24 hours or more

Get a quote for 1 day car insurance instantly.

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Daily Car Insurance

Get cover for 24 hours or more

Tell us your details: get a quote for 1 day car insurance instantly.

About the car you want to temporarily insure.

Vehicle Registration Logo
Don’t know the reg? Click here.

Get quotes, buy online and be on your way in less than 2 minutes!

Get instant daily car insurance online, in three quick & easy steps

1

Fill out our quick online form

2

Get an online quote & choose your options

3

Just pay online & you are instantly insured!

Flexible One-Day Car Insurance


Looking for daily car insurance? We have plenty of short term insurance options that will suit. You can purchase 24-hour car insurance, or go day by day, extending up to 28 days of cover if needed. And if one-day car insurance isn’t short enough for you, we offer hourly car insurance options too. 

Your insurance documents will be delivered straight to your inbox so you can get on the road and make the most of your daily insurance policy as soon as you have it. Easily borrow a car or share a long drive with our one-day car insurance options…

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) twice a day, every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

What Is Daily Car Insurance?

Daily car insurance is an insurance policy that lasts for 24 hours, or longer depending on the number of days you select. If you don’t need to drive all that often, it can be a great alternative to an annual policy – allowing you to get daily car insurance cover, when you need it. Perfect for car sharing or when you need to borrow someone else’s car.

We offer 24-hour car insurance, two-day insurance, weekend insurance options and so much more. We have plenty of flexible options so you should always be able to find yourself the perfect policy. If you need a one-day car insurance policy for moving house and the boot of a car doesn’t quite cut it, you can also get one-day van insurance to make your move much smoother.

If you are borrowing someone’s car, taking out a cheap daily car insurance policy is a much better alternative to being added as a named driver on the owner’s policy. If you only need to borrow the car for the odd day it will be cheaper, plus it means the car owner’s no claims discount will be protected whilst you are driving – a better option for both of you.

At GoShorty we are all about flexibility, so you can find hourly insurance options, weekly insurance, and monthly cover, as well as our daily insurance offering. 


What’s Covered by Your Daily Car Insurance Policy?

What’s covered may vary slightly between providers, but when purchasing a 24-hour policy from us, you can generally expect the following:

All our policies, except for impound insurance, offer comprehensive cover. Be sure to check your policy documents for specific details on what your chosen temporary insurance covers.

  • Flexible Duration – You’re covered for the exact duration you choose. For example, if you select a one-hour policy, you’ll be insured for that period. If you need more time, you can easily buy a new policy for however long you need using Your GoShorty account in as quick as 30 seconds. Very convenient!
  • Third-Party Damage – You’ll be covered if you cause damage to another vehicle or property while driving.
  • Damage – Your insured vehicle will be protected against accidental or malicious damage.
  • Theft – Your car is protected in the event of theft or damage during an attempted theft. Learn more about what to do if your car is stolen for additional guidance.
  • Fire Damage – Your vehicle will be covered in the event of fire-related damage.
  • Driving in the EU – Some of our temporary policies cover trips to the EU, provided the journey starts and ends in the UK. Typically, this cover is third-party only when outside the UK. Get full details on temporary insurance for EU travel and learn more about driving to Europe with our guides.
  • Business Class 1 Insurance – You’re covered for driving to meetings or for work purposes beyond your daily commute. Most annual policies only cover commuting, unless you have specifically opted for business cover. Find out more about temporary business car insurance and when you might need business cover for your car in our guides.

Optional Extras to Add to Your Daily Insurance

While comprehensive cover offers excellent protection for the insured vehicle, there are additional options you might want to include for extra peace of mind on the road:

  • Breakdown Protection Cover – For as little as £2.50, add breakdown protection to your policy. This includes roadside assistance, local recovery, nationwide recovery, and up to £250 towards alternative transport to complete your journey if needed.
  • Excess Protect Cover – All temporary policies have a compulsory excess. This optional add-on will cover up to £500 of your excess in the event of a claim.
  • Legal Protection Cover – If you’re involved in a non-fault accident and need to take legal action to attempt to recover your uninsured losses, this extra can help cover the associated costs in some cases.

Learn more about these optional extras to customise the right policy for your needs.


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Daily Car Insurance Eligibility 

To take out a daily car insurance policy, you will need the registration of the car you are insuring and a valid driving licence.

We have a wide acceptance criteria for our day-by-day insurance policies, but to avoid frustration during the quoting process, review our eligibility criteria below, and explore our Who We Cover page for more information:

What Vehicles Can be Insured with One Day Insurance:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)
  • Minimum value Cars and Vans: £500* subject to age restrictions
  • Maximum value Cars: £65,000
  • Maximum value Vans: £65,000
  • Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
  • Vehicle must be registered in the UK
  • Foreign use is not permitted – unless driving in the EU and the insured journey starts and ends in the UK
  • Not for exporting – journeys must start and end in the UK
  • Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable)
  • Has no more than 7 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
  • Must not be modified. LPG conversions and Disabled Modified are acceptable
  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police
  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)
  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
  • Not for carrying hazardous goods or use at a hazardous location
  • There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company

Driver Eligibility for Daily Insurance Policies:

  • Private Car – driver aged 19 to 75
  • Commercial Vehicle – driver aged 21 to 75
  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
  • You must hold a UK licence (issued by DVLA or DVA) or an EU EEA driver’s licence
  • Has not ever been refused insurance, had a policy cancelled or voided
  • No driving ban in the last 60 months
  • No conviction for any criminal offence or any possible prosecution pending

What you need to Take Out a Daily Car Insurance Policy

To take out a 24-hour car insurance policy, you will need permission from the car owner you are borrowing from. You can then fill out our quick and easy form, which will provide a quote in under two minutes.

The information you will need for a complete quote includes:

  • Vehicle Details – The registration of the car you are looking to insure. 
  • Policy Duration – The amount of time you require cover for (one day, two days, three days, or more).
  • Your Personal Information – Including your full name, DoB, and permanent address.
  • Licence Details – Including licence number, type of licence, and how long you have held it.

How Much Does Car Insurance for a Day Cost?

Car insurance costs will always vary on an individual basis, due to the criteria insurance companies use to decide on your quote. There are many factors that affect the price of insurance, from the type of car you are insuring to your age. However, choosing a daily insurance policy will normally be cheaper than an annual one or being added to a policy, if you don’t use the car frequently. 

The average cost of a one-day car insurance policy is £20.44 – you can use our calculator tool to see other average costs and decide which short-term policy is right for you. Or, use the pricing table below to get an idea of starting prices for different daily insurance durations.

Temporary Car Insurance From:
Policy DurationStarting Price
1 hourFrom £16.98
2 hoursFrom £16.98
3 hoursFrom £17.12
4 hoursFrom £16.53
1 dayFrom £20.44
2 daysFrom £21.27
3 daysFrom £30.97
4 daysFrom £32.57
1 weekFrom £42.02
2 weeksFrom £45.44

Prices shown are based on the lowest sold prices over the period 07/22 to 07/23.

We Don’t Just Offer Daily Car Insurance…

If you need temporary insurance but are looking for a policy that’s shorter or longer than one day, our other options are here to help. Our offering ranges from one hour up to 28 days, giving you plenty of flexibility when it comes to choosing the right policy length for you:

The Many Uses of a One Day Insurance Policy

We offer flexible policies for learner drivers, van drivers, and specific cover for those who have had their car impounded. Our one day policies and the rest of our flexible options can be used for a number of purposes including…


Car Sharing: If you don’t have a car of your own, or your car is broken down but you need to get around, borrowing someone’s car for the day can be the perfect solution. And is oh so easy to do with our daily insurance options.


Test Driving Cars: When you’re buying a car second-hand and having a private test drive, it’s important to ensure you are insured. Our 24-hour insurance options can be a great way to get behind the wheel without the risk of not being covered. Hourly car insurance could also be great for this.


Emergencies: Need to be somewhere quickly, but you’re not insured on someone’s car? Daily insurance could be just the ticket.


Borrowing a Car: Need to borrow a car? Daily insurance is ideal for short-term use. Rather than being added to an annual policy, you can easily get insured on someone else’s car with our daily insurance options, saving you time and money.


Driving A New Car Home: Once you’ve bought a new car you need to insure it, however, you might not have an annual policy lined up. Daily insurance, or driveaway insurance, will allow you to drive away in your new car without issue, and keep you covered for the rest of the day, whilst you sort out your annual policy.


Driving to Festivals: If you and a group of friends are heading to a festival, a daily car insurance policy will make sharing the load of driving easy. This way, no-one is stuck as the sole designated driver, making the journey to the festival more enjoyable for all.


Moving House: Moving can be tough, especially if you don’t have a car or your car isn’t big enough to load your belongings in. Using a 24-hour car insurance policy will allow you to borrow someone else’s vehicle for the day, making the moving process a little easier.


Road Trips: Road trips are a great way to spend time with loved ones, but no one wants to be behind the wheel the whole time. Using a daily insurance policy will make taking turns driving quick and easy, letting everyone enjoy the views on the journey.


Driving to Meetings: Did you know that unless you’ve specifically selected business cover as part of your annual policy, you won’t be protected if you get into an accident whilst driving for work outside of your commute? Luckily our daily insurance options offer comprehensive protection, including business class 1 insurance, so next time you’re driving to a meeting, take out a 24-hour policy to guarantee you are aptly insured whilst on the road for work. 

Get Daily Insurance for Two Days, Three Days or the Weekend

Our daily car insurance offering goes further than just 24-hour policies. With our daily insurance, you can acquire policies for two days, three days or for the whole weekend, allowing you to get cover for however many days you need. This makes daily car insurance a useful tool to use when going on weekends away where you need to borrow a car, or if you plan to car share for multiple days in a row. Two-day, three-day or weekend car insurance can be purchased easily by filling out our form, which will provide you with a quote in under two minutes!

Daily Car Insurance FAQs

Can you get insured on a car for one day?

Yes you can! Simply fill out our quoting form to get a quote in minutes. You will be on your way in no time.

Is day insurance cheaper than adding someone as a named driver?

Opting for daily insurance cover is a far cheaper option than adding someone to your annual policy. If you need to borrow a car for a couple of days there is no need to fork out 100’s of pounds to be added to a policy. You can get temporary daily cover for exactly how long you need for a much cheaper price. And a bonus is that the car owners’ no-claims discount will be protected this way.

Can I get 3 day car insurance?

Yes, you are able to get three-day temporary cover. Whether you are borrowing someone’s car, or they are borrowing yours – daily car insurance is here to provide you with a flexible, reliable temporary insurance option. You can get a policy for as many days as you need, up to 28 days in total. Get a quote today to find out how much three day temporary car insurance cover will cost you.

What do I need to apply for one day car insurance?

You will need details about the vehicle you want to insure, permission from the car owner, the policy duration you require, and details about you and your driving history.

Can I insure someone else on my car for a day?

Yes, you can insure someone else on your car for a day with daily car insurance from GoShorty. Get the person looking to borrow your car to take out a temporary policy with our quick and easy quoting form, saving them the hassle of getting added as a named driver to your existing policy. In under 90 seconds they can have a quote for a policy that covers them for driving your car.

Can I take 1 day car insurance for my MOT?

You cannot drive a car anywhere without insurance. If you need to drive a car to an MOT appointment that you don’t annually insure, taking out a temporary day insurance policy to get it there and back is a great solution. Driving to a booked MOT appointment with temporary insurance is possible. However, driving without a valid MOT may impact your temporary insurance cover so it is best to check the details of your chosen policy before driving without an MOT.

Can I take out a daily car insurance policy on different vehicle types?

You can take out daily car insurance on cars up to a maximum value of £65,000. The car must not have undergone any modifications and not be used for commercial use. You can also get daily insurance for vans. Cars and vans are the two vehicle types we can offer daily insurance cover for.

Can I insure my car for 24 hours?

Yes, you can get a 24-hour car insurance policy with GoShorty’s temporary insurance. You can easily get a quote for a 24-hour policy in under two minutes, getting you on the road in no time.

How much is 24-hour car insurance?

A 24-hour insurance policy will vary in price depending on your driving record and the vehicle you plan to insure. Our car insurance calculator has a one-day policy at an average price of £20.44, making it an affordable option. But to find out the exact cost for you, get a quote today.

Not found the answer you’re looking for? Either get in touch or checkout our other FAQs


What do our Experts Say?

Phil Evans – Commercial Director

 “We know insurance here at GoShorty, we also know that drivers are looking for alternatives to traditional car insurance options more and more. We are proud to offer daily car insurance that allows our customers to keep their annual costs low and allows flexibility when it comes to driving.

All our policies are here to give customers more freedom when it comes to getting from A to B. Want to borrow a mate’s car to visit someone for a day? Or share the driving on a long trip? That’s what our daily cover and other policies are there for!

Discover the Latest News about Daily Car Insurance

Want to learn more about daily short term cover? Discover if you’re eligible and take a look at our blogs to see if temporary car insurance is right for you.

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